Housing for a single mother in 2021: methods and reasons for obtaining, procedure

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It is not easy for a single mother with children to cope independently with all the realities of life. One of the problems that many women face is the lack of their own housing. How single mothers can get a free apartment from the state in 2021, whether they can count on certain benefits in the housing issue and other important nuances will be discussed below in the article.

Is it possible for a single mother to get housing from the state in 2021?

The status of a single mother in itself does not provide any special advantages in 2021 in terms of receiving free living space from the state. The legislation of the Russian Federation does not indicate any privileges for this category of citizens. But a single mother can count on certain benefits in combination with other reasons: low income, the woman’s age, inappropriate living conditions, and more. Then a single mother who gave birth to a child out of wedlock will be able to participate in special housing programs.

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For your information

Thus, a single mother under 35 years of age and in need of improved living conditions in 2021 has the right to join the “Young Family” program. Single mothers are not given an apartment for free, but are allowed to receive it with partial financing from the local budget. Therefore, the program participant is required to have her own savings in order to make a down payment. Another single mother in 2021 may be on the waiting list for social housing. Conditions vary by region. Therefore, a single mother needs to clarify all the nuances at her place of residence with the authority dealing with social housing issues.

How much are standard payments to single mothers?

By default, the payment of financial assistance to single mothers is regulated by Federal Law No. 81. From February 1, 2021, a mother who is in single status, when a child is born, has the opportunity to receive a one-time benefit, the amount of which amounts to 18,886 rubles. Moreover, the benefit applies to each child born, does not depend on whether it is intended for a working or non-working single mother, and does not take into account the woman’s current income. Another thing is that if a mother does not work, she is deprived of the opportunity to claim the right to the most significant government payment - leave pay for pregnancy and childbirth. And her allowance for caring for a child up to one and a half years old will amount to only the minimum amount - 5036 rubles for the first baby, and a little more - 6803 rubles - will be the amount of financial support for a single mother for each child up to 1.5 years old, if she is raising two , three or more children.

The one-time payment upon the birth of a child may be increased depending on the region of residence of the single-parent family. Thus, in Moscow, in addition to the established amount of financial assistance to a single mother, upon the birth of her first child, a single mother receives an additional 5,500 rubles. If a single mother gives birth to a second, third child, and so on, payments to such a Muscovite from the state for each second and subsequent newborn will amount to 14,500 rubles in addition to the usual benefit.

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Normative base

To better understand social benefits and other privileges for single women with children, it is worth familiarizing yourself with what rights this category of citizens has:

The Tax Code of the Russian Federation provides preferential conditions for tax deductions (Article 218 of the Tax Code of the Russian Federation);
the Housing Code designates the right of priority to receive free public housing under certain conditions (Section III, Chapter 7);
participation in social programs is regulated by the norms of the Federal Law of May 19, 1995 No. -FZ “On state benefits for citizens with children.”

Also, what privileges a single mother has depends on the regulations of local governments. They may vary by region.

Where and how to apply for benefits for single mothers

All types of benefits are provided on an application basis. The specific place where to apply for benefits for a single mother depends on the category and type of payment:

Apply for federal benefits for children for single mothers (maternity leave, maternity leave, payment at birth, benefits in the early stages of pregnancy) through the employer (for employed people) or through the Social Insurance Fund (for the unemployed).
Apply for presidential benefits at the territorial department of social protection, MFC or Pension Fund, or on the State Services portal.
Social compensations and benefits are provided by the social protection authority.
Labor and tax benefits for a single mother should be processed through the employer. Deductions for personal income tax can be obtained through the Federal Tax Service.
Apply for coronavirus financial assistance electronically - through the single portal “Gosuslugi” or your personal account of the Pension Fund of Russia.

IMPORTANT!

Almost all types of benefits and benefits for single mothers are issued through the Unified Identification and Information Agency “Gosuslugi”. A verified account is required.

Who can be recognized as a single mother in 2021?

There is no specific definition of the concept of “single mother” in legislative acts. When establishing the status of a single mother in 2021, the following points are taken into account:

the child was born to a woman who is not officially married;
the baby appeared after the breakup of the marriage (300 days or more have passed);
in the registry office there is no record of paternity by mutual consent of the parents;
there was no court decision recognizing someone as the father (based on the claim filed by the mother);
it was decided in court that the registered citizen, as a father, in reality is not one.

IMPORTANT
A divorced woman is not recognized as a single mother even if her husband dies or is declared missing. In the first case, alimony is issued for the maintenance of the baby, in the second - a pension for the loss of a breadwinner. If a dash is placed on the child’s birth certificate, the registry office issues a certificate in Form 25. The document indicates that the parent is a single mother. If a woman gets married, the status of a single mother is not lost, only in the absence of adoption of the baby by the new spouse.

The legislative framework

Significant items of expenditure in the housing sector for single parents are:

Payment of utility services.
Purchasing your own comfortable home.

It is almost impossible to improve living conditions at the expense of the income of the sole breadwinner of the family, which is why a woman has the right to apply for participation in the following government programs:

“Young Family” within the framework of Russian Government Decree No. 1050;
“Social mortgage” in the manner determined by the Decree of the Government of the Russian Federation No. 1567.

Also, a single mother can apply for a subsidy that reimburses part of the costs of paying for utilities in accordance with the norms of housing legislation, in particular Article 159 of the Housing Code of the Russian Federation.

At the regional level, depending on the region (territory), several more benefits are provided that allow a woman to compensate for part of the costs or reduce them as social assistance for the preferential category.

Participation in government programs to improve housing conditions is available to all families, regardless of their status as beneficiaries. Therefore, a single mother can apply for the purchase of her apartment only on a general basis .

And another type of state assistance, already at the federal level, is the provision of housing for single-parent families on the basis of a social rental agreement. But a woman with a child will be able to apply for a municipal apartment only if she also belongs to the category of low-income citizens who do not have their own housing within the framework of the Housing Legislation of the Russian Federation.

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Grounds for obtaining housing from the state by a single mother in 2021

Many women who raise fatherless children on their own dream of receiving free housing from the state. But not everyone can make their desire come true. Grounds for receiving social housing from the state by a single mother in 2021 according to Art. 51 of the RF Housing Code are as follows:

recognition of a citizen as low-income;
the need for improved housing conditions;
living in premises that do not meet general sanitary standards;
the applicant does not own housing and does not use the property under social rental conditions.

For your information,
having the status of a single mother in 2021 does not guarantee free housing, but only gives a slight advantage. In other words, the state does not give an apartment to a single mother, but only helps to purchase housing. The allocation of social housing should be expected in the next order. This sometimes takes years. To register for such a registration, mothers of many children have to spend a lot of time and effort.

The conditions that a single mother must satisfy in order to be included in the queue for subsidized housing in 2021 are as follows:

the presence of a disability group in a single mother or child;
a serious illness in one of the family members living together, which is an obstacle to staying in the same living space (the diagnosis is confirmed by a medical certificate);
the occupied area is less than that established by standards (set by municipal authorities and may vary in different cities);
improper condition of the premises or the need for major repairs due to damage as a result of an accident or natural disaster (confirmed by an act drawn up by the housing commission).

IMPORTANT
The main reason for a single mother to receive free housing in 2021 is the low income of the parent. The status of “poor” is issued by the social protection service. The procedure and key conditions on this issue are regulated by the law of the Russian Federation of April 5, 2003 No. -FZ. And Law No. 178-FZ “On State Social Assistance” discloses guarantees for the poor.

Availability of advantages

Single mothers are not entitled to free housing.
They can be used if a woman belongs to low-income or large families, subject to the need for improved housing conditions in accordance with the legislation of the Russian Federation. Help is available in other directions. The solution to this issue is left to the local authorities.

There are various options for benefits for single mothers:

projects to assist families with the status of young, low-income families;
being on the general waiting list for an apartment due to the need for improved living conditions;
the use of mortgage programs with additional assistance from the state or bank that services the loan.

The local administration informs about housing programs for single mothers.

What kind of housing can a single mother get?

In 2021, the state is helping single mothers in the form of financial subsidies for the purchase of residential real estate. Under a number of accompanying conditions, a single mother can get a mortgage on preferential terms.

Attention

Under the Housing social program, which is valid until 2021, single mothers can claim a subsidy in 2021 in the amount of up to 35% of the cost of the purchased residential premises. In some regions this figure does not exceed 10%, which depends on the decision of local governments.

When calculating the allowable area of an apartment or house being purchased, the following standards are taken into account: 33 m2 per family member, 42 m2 total. If there are more than three people in a family, then each person should have 18 or more m2. If we are talking about improving living conditions for a single mother, then the living space in which the applying mother already lives is taken into account.

Federal benefits and allowances

Special payments to single mothers are not provided for by federal law. A single mother has the right to count on generally established benefits, benefits and compensation.

List of benefits available to a single mother in 2021 at the state level:

Benefit for a single mother who registered with the antenatal clinic in the early stages of pregnancy (up to 12 weeks). The payment is insignificant - 675.15 rubles. A certificate confirming registration is usually issued along with a maternity leave certificate.
Maternity benefit for a single mother is sick leave for pregnancy and childbirth. Issued exclusively to employed women. The maternity period is limited: 70 days before childbirth and the same amount after, but in some cases the postpartum period is extended. The maximum amount is RUB 2,301.37. in a day.
Lump sum payment at birth. This social compensation is paid to all mothers, regardless of employment or preferential status. Receive social benefits in the amount of 18,004.12 rubles. Not only the mother, but also the father, but only one of the parents has the right.
Maternity leave is provided in the form of monthly additional payments until the child reaches a certain age. In 2021, several types of benefits are provided:
up to 3 l. - from the employer in the amount of 50 rubles, paid only for children born before 01/01/2020, payment is not provided for those born in 2021 (cancelled by presidential decree No. 570 of 11/25/2019);
presidential up to 3 l. for the first or second child; the monthly supplement is set at one subsistence level in the region (on average 10,500 rubles); the payment is assigned if the average per capita family income does not exceed twice the subsistence level in the region; the benefit for the first-born will be paid by the Social Insurance Fund, for the second - by the Pension Fund of the Russian Federation at the expense of maternity capital;
presidential allowance from 3 to 7 l. — this monthly payment is assigned to families whose income does not exceed one subsistence minimum per month; the amount of additional payment is 50% of the regional subsistence minimum (on average 5,500 rubles); the benefit is valid from 06/01/2020.

IMPORTANT!
All types of benefits and payments are united by a common principle on how to receive benefits for a single mother: financial support is assigned exclusively on an application basis. That is, it is necessary to prepare documents (certificates, copies of certificates) and submit an application to the government agency or place of work in order to take advantage of the benefit. Otherwise, there will be no payments from the state.

In addition to direct payments for children, the legislation provides for a number of special benefits for single mothers. For example, these are increased tax deductions or protection of a single mother from dismissal or layoff. We'll talk about them further.

How can a single mother get housing from the state in 2021?

In order for a single mother to take advantage of the legal right to receive free housing under a social tenancy agreement in 2021, she must first become officially low-income and in need of improved living space. To do this, the collected package of documents is submitted to the local municipality and an application is written (Clause 3, Article 40 of the Constitution of the Russian Federation, Art., Housing Code of the Russian Federation).

Additional Information

Regarding the allocation of subsidies for the purchase of housing from the state, single mothers in 2021 are turning to departments that resolve housing issues in their region. And to get living space, you need to go to the administration at your place of registration. You can also send an application through MFCs, which operate in almost all major cities (Article RF Housing Code).

How to get an apartment: step-by-step instructions

Registration process:

Preparation of the required documentation.
Formation of an application and sending it for registration to the social protection department at the place of residence. The necessary documents are attached to it. The applicant's income level and living conditions are subject to verification.
Making a decision to allocate an apartment to a single mother or to refuse. If a positive verdict is made, the applicant is included in the queue for the provision of living space.

ATTENTION! You must first obtain the status of a single mother according to the instructions above.

Required documents

Before a single mother contacts the relevant authorities in order to allocate subsidized housing, she is required to collect a package of documents:

Russian passport;
certificates for each family member;
a certificate from Rosreestr confirming the absence of real estate ownership;
extract on family size (taken from housing department);
certificate in form 25 confirming the status of a single mother;
income certificate.

Additionally, a number of other documents may be required. So, if there is a seriously ill person in the family, you need a certificate from a medical institution. The listed documents must be copied. The originals will then be returned to the applicant when the data is verified.

Underwater rocks

Single mothers may encounter problematic issues when contacting government agencies:

This category does not provide targeted support. A woman can apply for benefits only if she has low-income status.
Free housing is not provided. You can only receive compensation, payment for part of the real estate.
In some regions there are no local measures to support this category of citizens.
In the absence of legal knowledge, difficulties may arise with collecting documents and drawing up an application.

The procedure for obtaining housing from the state for a single mother

The procedure for obtaining free living space for a single mother from the state in 2021 consists of the following steps:

Confirm the status of a single mother by presenting the appropriate certificate from the registry office. It is preferable that in the child’s birth document, in the column where the father’s data is indicated, there is a dash.
The next step will be to contact the administration and submit an application for the allocation of a subsidized apartment as a single mother raising her children (child) on her own. Additionally, they attach the necessary list of certificates confirming the status of a low-income single mother and the absence of any real estate in the woman’s possession. The need for expanded housing conditions is also documented.
In order for a single mother to be officially recognized as low-income, she must collect income statements for all family members. The financial capabilities of those people who live with the mother and child are taken into account. The papers are transferred to the appropriate authority. Those single parents who are already tenants will not be able to get municipal housing.
Then you need an assessment report from an expert commission, which will describe the actual living conditions of a single woman with a child. The evaluators will be social service employees who, after inspecting the premises, will draw conclusions about living conditions. Additionally, they take a certificate about the period of registration for this living space - it must be at least 10 years.
Having sent all the above documents to the local municipality, you can only wait for a response. It takes up to 30 days for consideration (clause 5 of Art. LC RF). If the decision is positive, the single mother is put on a waiting list to receive free housing from the state.

An approximate sample application for a single mother to receive housing from the state is available.

New coronavirus support measures

The President, together with the government, has introduced new measures of material support due to the coronavirus epidemic in the country. Direct payments for children are provided for all categories of families.

Single mothers are entitled to two coronavirus benefits:

Monthly in the amount of 5,000 rubles. for each child up to 3 liters. The payment is scheduled for the period from April to June 2021. That is, for each minor (up to 3 years old), the mother will receive up to 15,000 rubles.
One-time payment in the amount of RUB 10,000. for each minor aged 3 to 16 years. The payment is due only to citizens of the Russian Federation living in our country.

Coronavirus cash benefits are paid on an application basis. A single mother must submit an application through the single portal “State Services”.

Rules for applying for child benefits for a single mother:
instructions: we receive a payment of 5,000 rubles for a child under three years old;
instructions: arrange a payment of 10,000 rubles per child

Deadlines for obtaining housing

After writing an application for free housing (or allocating funds for the purchase or improvement of conditions) for a single mother and submitting the necessary documentation, you will have to wait about a month for a decision on the request in 2021 (clause 5 of Art. RF Housing Code). If the verdict is positive, then the single mother is given a certificate that she can use to receive various benefits.

But the period during which the state will allocate a free apartment to single mothers in 2021 is not specified by law. Sometimes you have to wait several years. Therefore, if possible, it is easier to buy housing with a preferential mortgage or become a participant in the Young Family program.

Regional programs

The provision of housing to single mothers directly depends on the region of their residence. For example, they do not provide apartments in St. Petersburg, Moscow and the corresponding regions, Krasnodar Territory and Novosibirsk. Instead of getting an apartment, a single mother is offered to take advantage of a mortgage loan at preferential rates. In addition, benefits may be issued in Moscow to pay for an apartment.

Providing support in the construction of an individual house is offered in the Voronezh, Belgorod and Rostov regions. In other regions it is possible to obtain residential real estate, but you need to be prepared for a long wait.

In fact, there is an alternative to getting a free apartment, and this opportunity will depend on filling the local budget, which cannot always cope with such financial burdens. Before starting the procedure, it is better to contact municipal structures, where they will help with explanations of how to get housing for a single mother, and possible ways to eliminate the problem.

Housing programs for single mothers in 2021

The state never ceases to seek opportunities to improve the situation of certain segments of the population, in particular single mothers. In 2021, federal and regional housing programs are provided for them.

Housing program

This program allows women raising children on their own to exercise their constitutional right to housing. Financial assistance is provided in the amount of 35% of the price of the purchased living space.

To participate in the program, single mothers must meet certain requirements:

age – not older than 35 years;
registration to improve living conditions or obtain social housing;
be solvent.

The “Housing” program will be valid until the end of 2021, in accordance with Decree of the Government of the Russian Federation No. 889 of August 25, 2015. It includes the “Young Family” subprogram.

Attention

In 2021, single mothers whose utility bills exceed the norm (set specifically in the region) will be paid partial or full compensation for the entire time that women have to wait in line for housing. To do this, you need to apply to the social security department.

Mortgage

Another way for a single mother to become a legal homeowner in 2021 is to purchase using funds from a preferential mortgage.

A single mother can count on:

subsidy from the state for the down payment;
assistance in paying interest on a loan;
partial loan repayment;
favorable lending conditions.

Separate offers from banks

Some large banks in certain regions are offering special loan programs for single mothers and other beneficiaries in 2021. So, in Sberbank, for example, there is a “Young Family” program. Unlike standard lending, in this option borrowers are provided with special conditions:

reduction of the annual interest rate to 10%;
deferment of payments for up to 3 years;
it is permissible to involve close relatives as co-borrowers;
providing mortgage holidays in case of temporary insolvency due to job loss or health problems.

Other banks in 2021 may also approve mortgages for single mothers to purchase housing at a profit.

Regional programs

What housing privileges single mothers are entitled to in 2021 depend on the region. Free apartments are not provided to single mothers in Moscow, St. Petersburg, Krasnodar Territory and Novosibirsk. In these cities, it is proposed to use preferential mortgage loans. In the Voronezh, Rostov and Belgorod regions, support is provided to single mothers in the construction of private houses.

In fact, in 2021 there are alternative options for single mothers to receive free housing from the state. These opportunities are used by local governments if the budget allows. Therefore, it is better for single parents to find out all the details from the municipality.

State support for single mothers.

To begin with, it is worth considering housing programs .

Young family.

The state program is aimed at supporting young families under 35 years of age.

If a mother raises a child alone, then this is already a family, although not complete. This means that she has the right to take advantage of this opportunity.

You need to register if:

the number of square meters per person in a family is below the established minimum,
the apartment is in poor technical or sanitary condition,
the family has no other option for living,
serious illness of a child or another relative living with a single mother.

In accordance with this program, a 40% subsidy is allocated from the budget, which can be added to the existing amount for the purchase of living space.

a mortgage has already been issued , it is allowed to pay off part of it with this money.

To take advantage of this opportunity, you need to prepare:

Russian passport,
documents in connection with which it can be concluded that it is necessary to improve the quality of life of the family,
birth certificate,
2NDFL,
TIN,
SNILS,
documents for housing purchased by a single mother.

To receive this subsidy, apply to social security or local administration.

Mortgage with state support for families with children.

Housing program.

In general, the situation discussed above is only a special case of the state program “ Housing ”. A single mother has the right to receive a cash subsidy reaching 35% of the local budget. It can also be used to purchase new housing or pay off a mortgage.

For a single mother to qualify for this program:

her age must be no more than 35 years,
she must be registered as in need of housing,
be solvent.

If a single mother with a child lives in a social rented apartment, the state can compensate her for the amount of rent payments while the family was on the waiting list.

Compensation is provided in different forms:

A single mother with three or more children can count on a full refund for a specified period. Compensation will be 100%, but the amount should not exceed 6,400 rubles.
Long-term compensation for part of payments. If there are 2 children in the family, the compensation will be up to 70% (no more than 4,400 rubles), one - up to 50% (no more than 3,200 rubles).
It is also possible that a municipal apartment will be provided free of charge.

Note! If a single mother rents an apartment from an individual, this compensation also applies.
But when this person turns out to be a close relative, the state will not help.

Regional level programs.

Whether or not housing will be provided to single mothers in need is primarily influenced by the region of residence.

Thus, in Moscow, Krasnodar Territory, St. Petersburg, Novosibirsk, Leningrad and Moscow Regions, it is impossible to get an apartment. Instead, people are encouraged to take out a mortgage at a reduced rate.

In the Rostov, Voronezh, and Belgorod regions you can get support for the construction of a residential building. For other regions, housing is also provided, if you are prepared to stand in line for a long time to receive it.

In some municipalities there is an alternative to obtaining an apartment free of charge. Its availability depends on the availability of funds in the budget.

It is worth noting that not every budget can withstand such loads. Therefore, it is better to find out about the availability of such a program directly from your local municipality.

What are the downsides to housing programs for single moms?

Despite the multiple advantages of existing housing programs in which single mothers can participate in 2021, it is worth noting the disadvantages:

there are no concessions on the part of the lender, since timely payment of loan payments is a priority (the social status of the borrower does not matter);
with a low income, a single mother will not be given a loan, or they will agree to issue a small amount (to obtain approval from the bank, you will need to provide a valuable collateral);
Under a number of mortgage programs, you cannot buy housing on the secondary real estate market.

Housing program for single mothers

The Housing program for single mothers in 2021 is not intended to provide a free apartment, but only to compensate for the cost of renting real estate.

The terms of participation

The main conditions for participation in the program are:

Age up to 35 years.
Ability to pay rent and support children.
Documents that confirm that the child’s mother is waiting to receive a personal apartment or house.

Additional benefits for participants:

Full payment of rent in certain months.
Partial payment of rent during the entire period of waiting for personal housing.
Possibility to move into an apartment located in a communal building.
Providing free housing in a municipal building.

Procedure

The algorithm of actions is as follows:

You need to collect the required package of documents.
Then you need to take a certificate of income.
Next, you need to prepare an application to the administration.
Then you just have to wait for the application to be reviewed. The time frame within which a response must be given to the applicant is 10 days.
At the end, a certificate is issued stating that the decision was made in favor of the single mother.

Read also: List of payments, benefits and benefits for the birth of the 3rd child in [current_year]

Required documents

List of required information:

Passport of a citizen of the Russian Federation.
Child's birth certificate.
Information about social status.
Certificate from Rosreestr.
Work record book and copies of its pages.
Certificate confirming income for 6 months.

The Russian government has extended the target program until the end of 2020.

Maternity capital for a single mother

In 2021, a single mother can use her existing maternity capital to improve her living conditions (according to the law of December 29, 2006 No. 256-FZ, Article 10). If maternity capital is paid as a down payment on a mortgage, then this can be done before the child turns three years old (clause 6.1 of Article 7 of Federal Law No. 256-FZ). And so, if a single mother wants to spend the issued family certificate on purchasing housing in another way, she will have to wait until the baby reaches the age of three (clause 6 of Article 7 of Federal Law No. 256-FZ).

Other mortgage programs

There are several federal mortgage programs to support single mothers:

"Help to single-parent families." To become a member, a stable income is required. The subsidies received are used to pay the monthly loan payment.
"Help to young families." To become a participant, you need to be under 35 years of age and an act drawn up by the housing commission on the unsuitability of housing. For a single mother, a down payment is required.

You can get a free apartment from the state by submitting documents to local authorities. Additionally, there is a “Housing” program, which allows you to receive subsidies for rent. It is also possible to take advantage of a federal preferential mortgage.

What benefits do single mothers have regarding housing in 2021?

The status of a single mother in 2021 does not provide any special privileges in the housing issue. But such women can count on some support from the state in the form of special programs.

Today, a single mother has the right to apply for the following types of preferential mortgages:

with the participation of maternity capital - 453,026 rubles issued by the state at the birth of the second child can be made as a down payment on a loan or used to repay the principal debt;
children's, with state support - a reduced interest rate of 6% is provided here;
social – valid in some regions;
under the “Young Family” program - for single mothers who are no more than 35 years old.

These programs allow a single mother in 2021 to buy her own home on favorable terms. Many banks make concessions to such citizens, providing a deferment on payments or increasing the period for repayment of the debt if another child is born.

For your information

If it is not possible to get a long-term loan, since the income of a single mother does not allow it, then you have to wait your turn to receive free housing. The state also provides partial subsidies to single mothers who want to buy housing on their own. But this is only subject to the status of a low-income single mother.

Questions from our readers

Women in need of housing ask many questions on this topic. We will answer some of them today.

In order for a single mother to receive housing from the state, must she be low-income?

Social support related to obtaining housing is not provided for single mothers. Benefits are provided to low-income families. It is important to prove that the woman really needs to improve her living conditions and cannot solve the problem on her own. You will need to verify your income to qualify for low-income status.

Are there additional benefits for a single mother with two children?

If a woman has two children, she can count on maternity capital and a preferential mortgage with state support. Additional assistance with two children is not provided.

Can a single mother be denied housing?

Since a single mother in 2021 is not in a privileged position in terms of receiving free housing, the state’s attitude will be the same as towards other applicants for social housing. When participating in the “Young Family” or “Housing” program, a single mother may be denied privileges in the following cases:

inconsistency of the grounds for obtaining housing for a single mother with the established requirements;
the absence of any documents or the set is incomplete;
inaccurate information submitted for consideration of the application;
The single mother had previously exercised her right to improve her living conditions through subsidies from the federal budget.

Attention
It is important that while waiting in line for free housing, a single mother does not deliberately worsen her living conditions. Many people do this to speed up the process of issuing housing. However, if such a fact is revealed, the application is guaranteed to be rejected.

Who can be recognized as a single mother?

Before you deal with obtaining housing, you need to know who exactly has the right to it. A single mother is a woman who gave birth to a child without being married, and the father did not officially recognize him in the registry office.

Usually, when drawing up a birth document, a dash is placed in the column about the father. But there are situations when the mother does not want to do this.

Then she has the right to write any full name in this column. In this case, together with the birth certificate, she will receive a certificate of the father’s registration according to the mother’s words.

Problems and nuances

It is worth noting a number of nuances that single mothers hoping for state support in the housing issue should know in 2021:

a certificate certifying the mother’s social status as a single person is taken from the registry office (form 25);
the position of a single mother is not canceled upon marriage, provided that the child is not adopted by the new spouse;
a mother is not recognized as a single mother if the child’s father is listed on the child’s birth certificate (even if the person does not take any part in the upbringing and does not help financially).

There will be several valuable nuances that will help speed up the procedure for placing a single mother in line to receive free housing:

It is better to start collecting the required documents in advance, since this takes a lot of time and effort. After all, it will be necessary to confirm specific statuses step by step. It is advisable to begin preparation before the child is 3 years old.
Before starting the process, it is recommended to consult with a lawyer or specialist on our website for all questions. This will help avoid mistakes that could delay a single mother’s receipt of free housing from the state for a long time.
After submitting the documents, you need to periodically find out how the case is progressing and remind you of your existence. If any problem arises, solve it in a timely manner.
A single mother has the right to use additional grounds to be provided with housing in the first place. After this opportunity is realized, the woman is automatically removed from the queue.
During the entire period of waiting for free housing, a single mother will have to document her social status every year.

IMPORTANT
A mother raising children alone will have to have a lot of patience in order to obtain social housing from the state in 2021. The woman will have to prove in every possible way that she really needs free living space, but does not have the funds for such a purchase. You have to wait for more than one year, but if there are no other opportunities to become the owner of real estate, then there is nothing left.

If, nevertheless, a single mother decides to resort to a mortgage to buy a home, then there are some obstacles:

With borrowed funds from the bank, received on preferential terms, you can purchase housing only on the primary market;
obtaining a preferential mortgage may take a long time, since there are many applicants for subsidies from the state;
the amount of financial compensation is limited.

If you take out a regular mortgage, then there is no relief in terms of debt repayment for single mothers. Therefore, you will have to make payments regularly (the conditions are the same as for regular clients).

Adviсe

Below we offer some tips that will speed up the receipt of the necessary papers.

Their preparation should begin as early as possible, since considerable effort will have to be spent to confirm the social status of a single mother, and in the future - in need of housing.
Before starting the process, it is worth getting legal advice from a specialist, which will help you avoid making mistakes that prevent you from registering an apartment. You can ask for help at any time from a lawyer on our portal.
After submitting documents, you need to check from time to time the progress of the case or the progress of the queue. If a problem situation is identified, it must be corrected promptly.

Existing programs and subsidies

Today, throughout the entire Russian Federation there is a unified program of state assistance for the purchase of housing by persons who have the right to improve existing housing conditions. This program was established in 2001 by Decree of the Government of the Russian Federation No. 675 and is called “Housing”. This program uses a large number of different programs in which a single mother can take part.

The main condition is not only the presence of all the necessary conditions for such participation, but also the presence of funds in a special bank account in the amount of at least thirty percent of the amount planned for the purchase of housing.

In general, within the framework of this program there are the following types of subsidies for the purchase of housing:

"Young Family" program. This type of subsidy is designed for both single mothers and two-parent families, provided that the parents have not reached the age of thirty-five at the time of participation in it. As part of this program, subsidies are issued for the purchase of housing in the region in which documents were submitted (a specific municipal entity will not play a role in this case). In order to take part in this program, the family should not only have parents’ age not exceed the specified limit, but also should not have any other housing that can be used for living, including if it is impossible to repair it. If there is any premises in which accommodation is possible, it will be necessary to provide documents stating that accommodation in such premises is impossible, for example, due to its emergency condition;
preferential mortgage lending program. This type of state assistance in purchasing housing is also designed for single mothers who have not reached the age of thirty-five and are raising one or more minor children. To participate in this program, a woman must have prepared at least ten percent to make mortgage payments, and in general she will have to pay off at least thirty percent of the total cost of the purchased housing. Applying for such a loan is possible only if the monthly mortgage payment is no higher than fifty percent of the total salary of such a woman. In addition, there is also a rule that a woman or one or more of her children should not be the owner of premises that could be suitable for habitation, even if they would require renovation work;
if we are talking about providing housing to law enforcement officers in various areas of ensuring state security, as well as the armed forces of the Russian Federation (provided that a single mother is an employee of such bodies and forces and has the right to receive subsidies for improving housing conditions), then the provision of a subsidy to improve the living conditions of such an employee will be carried out upon reaching a ten-year period of service, but provided that the child has not reached the age of eighteen years, and also the premises have not become available to relatives or other persons, including through inheritance. can be used for permanent residence.

If a woman is eligible for a particular program, she must carefully prepare all the necessary documents and fully comply with the entire procedure, otherwise she may be denied government assistance.

Procedure and required documents

In order to register for participation in one of the possible programs to improve housing conditions operating in various regions of the state, a single mother with a confirmed status will need:

Collect the necessary documents that will be required to provide subsidies for improving housing conditions or to receive an apartment from the state on a first-come, first-served basis. The paperwork should begin as soon as possible after the birth of a child for whom the woman has received the status of a single mother, since the process of registering and including persons in need in the queue is quite lengthy and requires the formation of a voluminous package of documents.
Compile and submit an application with all the necessary documents for improving housing conditions to the regional or municipal government authority that is responsible for the implementation of a particular program. You can submit documents either by personally contacting such authorities, or by contacting multifunctional centers at the location of the authorized authorities implementing a particular government program.
Wait until the head of a particular government body makes a decision (if the package of documents is correctly completed) on the possibility or impossibility of including a specific family consisting of a single mother and her child (children) in the program for improving existing housing conditions, as well as on in what form such a program will be implemented in relation to a specific family (issuing subsidies for the purchase, assistance in building their own home, preferential mortgage lending, etc.).
Wait until you are put on a waiting list to improve your living conditions by issuing an apartment or subsidy, or select options for obtaining a preferential mortgage.

In order for participation in one of these programs to be realistic, it will be necessary to create a package of documents confirming the need for a single mother to improve existing living conditions. This package of documents will include:

application for inclusion in the queue (filled out according to the sample that will be provided by a specific government authority upon application or by an employee of the multifunctional center);
original and a copy, certified by a notary, from the passport of a single mother;
original and copy of the certificate of assignment of single mother status, subject to confirmed status;
the child’s birth certificate in the original and copies (they are provided for all children under the age of eighteen);
if we are talking about raising a child who, for medical reasons, has been diagnosed with one or another diagnosis on the basis of which a disability is assigned, it is necessary to provide a copy of the medical report on the assignment of one or another disability group (since the presence of such a document can help in obtaining a vacant place in queues at the federal level);
if a single mother has property, the existence or use of which implies taxation, it is necessary to provide a list of such property;
an extract from the house register at the place of registration indicating the terms of registration for the last ten years (the certificate is provided in an expanded form indicating who was registered, in what premises, under what rights the premises were used, what role the child played in the use of such housing ).

In addition, additional documents may be required, the list of which is formed at the level of regional or municipal legislation in the field of improving housing conditions.

If a woman is in a registered marriage, but the fact of paternity in relation to the children she is raising has not been confirmed by her husband, it is necessary to provide the entire package of documents for him (indicating his property status), which will allow us to judge the need for urgent provision of housing or subsidies for his acquisition or construction.

Subsidies for utility bills (housing and communal services)

In pursuance of the provisions of Article 159 of the Housing Code of the Russian Federation, a single mother has the right to apply for a subsidy in relation to utility bills if a number of conditions are met:

Expenses for housing and communal services exceed the maximum allowable cost established in the region, as a rule, more than 20%.
The woman is the owner of the apartment or the tenant of social housing.
The family lives in the locality and can confirm its registration at a specific address.
There is no debt on utility bills or a debt restructuring agreement has been concluded.

Moreover, regardless of the square footage of the apartment, the subsidy is provided only based on the norm of apartment meters per resident, including children.

In pursuance of Part 12 of Article 159 of the RF Housing Code, subsidies are not awarded to foreign citizens, therefore it is necessary to confirm your Russian citizenship.

Conditions of receipt

To obtain the right to reimbursement of costs incurred when paying for housing and communal services and to apply for a subsidy, a single mother must contact the social labor department. The Department of Housing and Communal Services, as well as representatives of resource supply companies, are not authorized to issue government subsidies.

The following must be attached to the application requesting reimbursement of utility costs incurred:

Passport;
Child metric;
Certificate in form No. 2;
Certificate of ownership;
Social tenancy agreement;
An extract from the personal account regarding payment;
Certificate of registration and family composition;
Certificate of income.

You can submit documents not only in person, but also with the help of the MFC, the State Services portal.