What is the deadline for registering ownership of an apartment through the MFC?

Registration of ownership of real estate - transfer of ownership from the seller to the buyer.

After purchasing a home, the main task is to prepare the documents correctly. A certificate of ownership is the only evidence without which it is impossible to carry out further actions (sale, donation and inheritance of real estate). After receiving an inheritance or deed of gift, a citizen becomes the actual owner of the home. But the house needs to be re-registered immediately. Apartment prices are high, and scammers can take advantage of your lost time by depriving you of your treasured property.

The period for registering ownership of a purchased apartment in Rosreestr in 2021 was reduced by 2 times. What this is connected with and how long it will take to obtain housing, we will consider below.

Innovations in the law

In 2021, a unified database of real estate rights (USRN) was created. This is a repository of real estate information.
The Office of the Federal Registration Service (UFRS), called the Register, carries out the transfer of property and determines the procedure for the technical data of housing. Changes have occurred again in 2021. Their goal is to reduce paperwork, transfer government services to electronic format, and reduce the risk of fraud in the housing market.

Citizens receive cadastral and registration certificates:

• in 10 days. Of these, 5 days are allocated for studying papers;
• in Rosreestr, regardless of place of residence;
• in two forms - traditional and electronic. With the first, paper documents must be submitted in person to the Register, with the second - through the State Services website;
• without your knowledge. The Registration Chamber, based on the relevant notifications of the court decision, has the opportunity to make changes independently, without informing the owner.

Accepting the change

Since January 2021, in the territory of the Russian Federation, by decision of the Ministry of Economic Development, a unified state real estate register (USRN) began to operate.
It combines the usual cadastral database and the register of property rights (USRP). In connection with this, the establishment of objects for state registration and the registration of rights to them is handled exclusively by Rosreestr. Thus, government agencies were able to carry out their work faster, and individuals and legal entities can now complete all the necessary procedures in the same body. In turn, there is no longer a need to collect different packages of documents for interdepartmental structures, contact first one, and then a month later another. Everything is done simultaneously and in a very short time.

Information from the Unified State Register will not be deleted even after it ceases to be relevant. All changes are reflected, and the corrected data remains in the database. Any interested person who has paid the state fee has the right to request information. Some confidential information is available only to owners of apartments, land or other real estate, as well as government agencies for good reasons.

Registration deadlines

The time frame for registering ownership of an apartment in previous years was 3 weeks (up to 18 working days). After the new new law came into force, the registration time was halved, but the process of obtaining a certificate for different cases (mortgage, new building, purchase and sale of secondary housing) is established differently.

Terms for purchase and sale

A sales contract is proof of the transfer of real estate from the seller to the buyer immediately after it is signed by both parties. Ownership changes automatically. It is officially confirmed by a special certificate.

The process lasts 7 working days.

Deadlines for donation

Execution of a deed of gift and registration of a certificate are equivalent to a sale and purchase. Unlike the previous transaction, the participants enter into an agreement among themselves in which one gives property in favor of the other or by will. In this case, no material rewards are provided.

During the same period of time, housing is exchanged and shares are registered.

Deadlines for housing cooperatives

ZhSK is a housing construction cooperative that provides citizens with apartments in new buildings. But the owners of the property are shareholders who make timely contributions to the construction of the house. This is confirmed by a certificate issued by the structure confirming the transfer of real estate to the shareholder-buyer. With the certificate issued by the cooperative, you must contact Rosreestr, where the registration of legal authority for this type of housing will begin. The registration time for registering property is delayed by a month.

Buying an apartment with the participation of building cooperatives is risky. Some of the shareholders will want to leave the housing cooperative or will not be able to pay their share of the money. Then the construction of an apartment building will stop or go bankrupt. It will not be easy to return the funds invested in an apartment building.

Mortgage terms

Mortgages have become an integral part of our lives. Purchasing a home with its help has its nuances. You will receive ownership quickly, but you will not be able to completely dispose of the property. It is pledged to the bank until the loan is fully repaid.
After paying the funds to the mortgagee, the buyer is forced to submit documents again to the Federal Authority, where the encumbrance on the living space is removed, and the owner is given full rights to it. Registration takes 5 working days. If the buyer has the mortgage agreement certified by a notary, then the term for concluding the transaction is reduced to 3. A certificate of receipt of property is issued in 1 day if the documents are submitted to the registry office electronically.

Terms for maternity capital

Issuing a maternity capital certificate to women encourages them to purchase housing. The amount of capital may not be enough to purchase property, but it will be enough as a down payment for a mortgage. Registration lasts from 1 to 5 days, as with a mortgage.

After drawing up a purchase and sale agreement, which necessarily notes the purchase of a house using family capital with an additional payment (or without it), a package of documents is sent to the registration chamber. They are considered for 5 days. The additional payment for housing must be transferred to the seller immediately. And the money on the certificate will not arrive in the account soon. They are transferred within two months: in the first, the Pension Fund reviews all provided certificates, a certificate of capital, copies and originals of papers, in the second, the funds are transferred to the seller’s bank account (from 10 to 30 days).

For two months, the housing is secured by a federal agency, as is the case with a mortgage.

Deadlines for individual construction

Building your own home is a costly and lengthy process, but relevant in our time. The authority for real estate has not yet been recorded in the Federal Registration Service, so initially it must be registered with the Cadastral Chamber.
Certificates of land ownership and permission to build a house are provided. Cadastral engineers draw up a technical plan for the house. After completing the necessary actions, registration and assignment of a cadastral number occurs. The procedure is carried out within 5 working days. The paperwork stage moves to the Register, where the property is assigned. The period for reviewing submitted papers should not exceed 10 working days.

Payment of the state fee for registration with the Cadastral Chamber is not provided.

Title papers

After completing all registration stages, the owner of an apartment, land, house, premises or other real estate will definitely receive all submitted originals, as well as a document certifying ownership.
Today this is no longer a certificate of title or even a certificate from the register of rights, but an extract from the Unified State Register of Real Estate. Based on this document, you can fully dispose of the object and enter into any transactions. You should know that over time, title documents have changed their form and appearance several times. The same certificate was produced on white, blue and pink cans, the watermarks were canceled and the paper format changed. However, even today, all title documents issued at one time continue to remain in force and no one is obliged to change them to new ones.

After registering proprietary rights, it is important to immediately check the correctness of the information entered into it and, if errors are identified, report them to Rosreestr within three days for correction. If this is not done, problems will certainly arise in the future, sometimes considerable and can only be resolved through the courts.

Registration through MFC

Most often, the procedure for buying and selling real estate is carried out by multifunctional companies.
But contracts are not drawn up here. The MFC is only an intermediary between the Register and the parties to the transaction. Comparative characteristics of the services provided by the MFC and Rosreestr are presented in the table:

To avoid mistakes often made by MFC employees and to increase the period for reviewing the deed of title, you can contact a notary, who will provide the completed papers to the Registration Chamber.

Necessary documents for registration of housing

List of papers:

1. Application for re-registration of property (the form is provided at the MFC or Rosreestr).

2. Contract of sale or gift, exchange, inheritance, share, privatization.

3. Permission to build housing, acts confirming the legality of the land plot, technical passport and cadastral plan (for individual construction).

4. Personal passports of the parties to the transaction.

5. Receipt for payment of state duty.

This list can be supplemented depending on the case of the transaction (mortgage, maternity capital, etc.).

Additional documents:

• power of attorney addressed to the representative from the transaction participant;
• spouse's consent;
• certificate confirming the absence of people registered in the apartment.

The full list of required documents must be clarified at the place of application. It may vary slightly in each region.

Where to apply for registration

Once you have decided on the purchase of a home and reached an agreement with the seller, there are several organizations where you can legally formalize the transaction.

Documents are submitted to:

• local branches of the Federal Registration Service (Rosreestr);
• offices and reception areas of Rosreestr;
• multifunctional;
• notary offices;
• Registry website (via the Internet).

Other registration methods:

• Notarized copies of documents are sent by mail to the Federal Registration Service;
• electronic documents are sent to the State Services website;
• order a specialist to your home.

How to register ownership of an apartment through State Services

The citizen first needs authorization on the portal. You need to go to the site. It is called gosuslugi.ru. Next you will need to create an account. You need to click on the tab called “Personal Account”. To register for State Services, you will need to enter your first and last name in the fields. You will also need a mobile number and email. Then click the “Register” button.

After online registration, you must provide additional information in the generated user profile. In order for the Personal Account on State Services to begin functioning, confirmation of the user’s identity will be required. To do this, a citizen contacts a special one.

There you will receive an electronic signature certificate for a fee. You can also confirm your identity by requesting a password by email. After confirming the identity, the user can begin registering property through State Services.

Terms of suspension and renewal of state registration of rights

Suspension or refusal of registration occurs for a variety of reasons. The registrar has 55 reasons for this (Article 26, Federal Law-218). An additional point of termination of work may be statements by the parties to the transaction themselves.

The registrar may suspend consideration of the transfer of real estate to another party to the transaction for up to 3 months. If an application is received from any participant in the transaction, then up to 6 months.

Deadlines for renewal of state registration

After eliminating the reason for the delay in issuing the certificate, the Registration Chamber continues to consider business papers immediately after a similar application from one of the parties to the contract. The processing time starts again and lasts up to 10 days.

Bottom line

The transfer of real estate from the seller to the buyer is carried out in Rosreestr. You can prepare all the necessary documents at the MFC or the Registration Chamber. After paying the state fee, the papers are accepted for consideration. The period for issuing a certificate varies and depends on the case of the transaction, but it should not exceed 10-12 working days. During this time, Registry employees verify the authenticity and legality of the transaction. The issuance of the certificate may be suspended, in which case the period increases from 3 to 6 months. After successful completion of the transaction, all information is entered into a single real estate database, and the buyer is issued a certificate of ownership.

As it turned out, there are no difficulties in terms of registration and timing. But don't rush to buy or sell a home. Study the information in Rosreestr about the registration procedure to avoid unpleasant situations later.

About taxation

Registration of property rights requires the applicant to pay a state fee.
Its size is approved by the Ministry of Economic Development and is recorded in the current Tax Code of the Russian Federation. Standard duty amount:

• Individuals – 2 thousand rubles;
• Legal entities – 22 thousand rubles

To pay the fee, you can print out a receipt from the official website of Rosreestr yourself and bring it to any banking institution. The printed receipt will remain valid until the payment amount is changed.

In the event of an erroneous payment, the funds will be returned if, within three days after this, a corresponding application is submitted to the territorial office of Rosreestr.