Your own country house. What is cheaper: to build or buy (buy) ready-made? on the Nedvio website

Between the dream of a country house and housewarming there are difficult stages, including the construction or purchase of finished housing. Each decision is supported by arguments about the advantages and disadvantages of a particular choice. In addition to the question of the rationality of investing funds, many are concerned about the high cost of a turnkey house, poor security for shareholders in a cottage community under construction, as well as the great hassle associated with building a cottage on their own.

We determine the range of possibilities and desires

You should begin preparing to make a decision by identifying the requirements for your future home. The more accurately this is done, the better the result will be. Mentally settle in your future home, feel it. Go from the functions of the desired comfort, not appearance. The purpose of reflection is to get answers to the following questions:

1. Number of rooms. Their purpose, sizes.
2. Floors of the house.
3. Floor height. The usual “Khrushchevite” 2.5 meters is not a dogma, but too high ceilings may not be comfortable and will lead to an increase in the cost of both initial investments and operating costs, for example, heating.
4. Do you need a basement? If so, will it be located under the entire house or will it occupy only part of the area. Please note that the presence of basements increases the project estimate.
5. Garage. If you need it, then make it part of the house or a separate building.
6. Proposed type of heating, water supply, sewerage.

1. Where is it better to locate the house: with the facade directly facing the street or in the depths of the site.
2. Location of the site itself: urban, suburban, rural. Climatic zone.
3. Desired area of ​​the estate. Intended use of the territory (garden, vegetable garden, recreation area, household needs).
4. Materials of main structures:

• walls - half-timbered scheme, brick, blocks, ordinary or expensive laminated timber, etc.;
• window fillings - plastic, wood;
• roof - pitched or flat, roofing material.

It’s better to write all this down, even the obvious answers. After the general concept has been drawn, we move on to the financial component.

Housing prices depend significantly on the area where it is located. Finding out the average cost per square meter of a particular class will not be difficult. You can do this in several ways:

• go to the real estate website;
• contact a real estate agency;
• consider proposals from development companies in the media;
• ask acquaintances and friends.

The task is to find out the cost per square meter of a new building and a house on the secondary market, prices for land plots in the region where you would like to live. By averaging the data obtained and comparing them with your desires, we get a fairly realistic picture. At this stage, you can already find out what will cost less - build or buy a ready-made house.

Builder's opinion

Evgeny Novikov

general director of construction

Building a house is financially more profitable than buying a ready-made one: you save on the markup that the developer includes in the final cost of the built house, and you can also invest money in construction in stages, while the developer will have to pay the entire amount for the house at once or take out a mortgage.

Another important advantage in favor of building a house is that you can personally or with the help of specialists control all stages of construction. In the case of a finished house, you will have to trust the developer and hope that all work, including hidden ones, is carried out in accordance with building codes. But this is a very average conclusion, and too much depends on the nuances. The costs of purchasing land, connecting communications, the cost of work and materials sometimes add up to such an amount multiplied by several years of work that it seems more profitable to go and buy a ready-made option.

You can save money and time if you choose a construction company with a good reputation and high-quality, easy-to-use materials. It is imperative to conclude an agreement with such a company, which will take into account the cost of materials, a full list of works and all possible nuances. This will allow you to avoid mistakes when building a house and reduce construction time.

It is better to hire proven builders with good recommendations.

If the house was originally built for sale, they could save on such important elements as the foundation, wall materials, roof insulation, and so on. At best, this will result in additional costs during operation, but a major reconstruction may also be required. It is almost impossible to assess the quality of a built house visually unless you are a construction expert.

We build a private house from scratch

Building site

First of all, we decide on the site. Pay attention to the nature of the area: how good the ecology is here, how fertile the land is. Will it be convenient for your family to live? How likely is the risk of flooding and other natural disasters?

Be as careful and scrupulous as possible when preparing documents. These are papers confirming your ownership of the plot, a certificate of registration in the State Register, a cadastral passport with a copy from the master development plan.

Once the location of the future construction site has been determined, we move on to developing a full-fledged project. Without this, you are guaranteed to receive a significant increase in the price of your future home, with a lot of shortcomings and miscalculations. And the design of the finished building will require a lot of hassle.

Project and permissions

To draw up a project, a number of initial data called “design assignment” are required. They must take into account your requirements, technical conditions for connecting communications (electricity, gas, water, sewerage), geological and climatic conditions.

The project will determine the necessary thermal characteristics, the orientation of the house to the cardinal points, the type of foundation, roof, etc.

Only a specialist can do everything right. If you are not confident in your capabilities, entrust the development of the project to professionals, with your participation.

The next step is to obtain a building permit from the local administration. Then you have to choose which method to carry out the construction.

What is more profitable: to build a house or buy an apartment?

To purchase a one-room apartment in Moscow, most Russian residents will have to save money for half their life. Don’t eat, don’t drink, don’t travel, don’t buy clothes, but save absolutely all the money you earn. Experts from the World of Apartments portal have calculated that by denying themselves everything, the average Russian will have to save for the average one-room apartment in Moscow for 20 years, and for the minimum one - 10. Here is the data for some regions.

How many years will it take a resident of the regions to save up for a one-room apartment in Moscow?

The authors of the rating assumed that such savings would be made by a family in which two people work: you can live on one salary and save the second.

The middle option is perestroika

It’s a fairly common case when they purchase an already inhabited plot of land. At the same time, the condition and quality of buildings on it varies widely.

At the bottom of this imaginary scale there will be outright construction waste, which is more profitable to take to a landfill than to find its intended use. In essence, we are returning to the option of new construction. However, the lengthy list of paperwork hassles disappears. Sometimes, even the complete dismantling of a building and the construction of a new one in its place can be carried out on paper as a major overhaul or reconstruction of an existing structure.

The top of the scale is very close to the acquisition of a full-fledged residential building, subject to redevelopment or renovation of medium complexity.

Advantages and disadvantages of rebuilding private houses:

• the hassle and time required for paperwork are reduced;
• there is no need to obtain a building permit (one may be required for redevelopment and reconstruction);
• availability of basic ready-made communications;
• existing buildings, fences, utility networks facilitate the organization of construction processes;
• it is difficult to change the location of the house on the site;
• the possibility of major changes in architectural and planning solutions is limited.

By giving preference to methods associated with the reconstruction of an existing house, you can also expand its area by adding new rooms or adding floors.

Pros and cons of buying a cottage

Advantages:

• Selecting an area. You can close a profitable deal in a populated cottage community with an established infrastructure.
• A large assortment. Many buildings are being built for sale, which is a plus - there are designs from different designers to choose from.
• Availability of communications. If you build a house in KP in winter, you will have difficulties with gasification of the site, laying water supply and sewerage. When moving into a finished home, such problems are eliminated.

Flaws:

• Long search. Problems with documents, inflated prices and high requirements make it difficult to quickly find housing.
• Land plot. The relief and geological conditions of the area play an important role when choosing a cottage.
• Repair. Any profitable decision to purchase a villa leads to the remodeling of part of the building to suit the needs of the new family.

We buy a ready-made house

A finished home is purchased on one of two markets: new buildings or secondary housing. The first option is cottage locations in a suburban area or individual houses offered for sale by development companies, etc. The second is the purchase of a “used” house, for some reason sold by the owner.

There are several ways to make a purchase:

1. Purchase of a finished building on a turnkey basis, on credit (mortgage) or at full cost.
2. For the new buildings market: equity participation, in which payment is made either at a time or in installments. At the same time, the first payment is sometimes required long before the start of construction, and the final payment is required after the house is put into operation.

Share

Share participation agreements, for all their apparent profitability, carry the risk of possible losses, for example, receiving housing of inadequate quality. The reason is insufficiently developed legislation in the field of supervision of contractors and subcontractors. In addition, the cost of the house, although it will be spread over time, may ultimately turn out to be higher due to the costs of installing main communications, improving driveways and sidewalks.

Of course, there are considerable advantages. Thus, marginal elements are unlikely to be neighbors. The villages themselves are designed taking into account modern requirements for quality of life, including design, logistics, and necessary social facilities. Payment is made in installments, so it is possible to do without taking out a loan.

Secondary market

The situation with him is more complicated. On the one hand, the desired building will be tested by time, and its possible problems have already manifested themselves. On the other hand, it already has some degree of wear. Moreover, even an experienced builder cannot always visually determine how dilapidated a house is, if the defects are properly masked with cosmetic repairs.

The procedure for completing a purchase and sale transaction is also not easy for the average buyer. In particular, checking the legality of the seller’s rights to the property, his competence to complete the transaction, the absence of encumbrances on the property (for example, loans, utility debts), etc. You have to take risks, or resort to the services of realtors.

Important! The common disadvantages of both new buildings and the secondary market include the strict certainty of their architectural and planning solutions.

Developer's opinion

Sokolov Sergey

Director of the project "Ecodolie Obninsk"

Ready-made houses have many advantages regarding comfort. Imagine that you have decided to choose housing in a newly built suburban village. You don’t need to solve the problem of communications (and this is a common problem), you don’t need to rack your brains over the quality of the road to your home. Neighbors already live around you, and modern villages are being built with full infrastructure: shops, kindergartens, gyms, and so on. Plus, along with the house, you also buy the services of a management company. That is, many of the homeowner’s concerns simply do not concern you.

Buying concerns arise because you did not control the entire construction process. You need to be completely confident that the builders complied with all standards and that the materials were of high quality. Now in Russia there is an opportunity to use technical support from the world's best manufacturers of building materials.

Ready-made infrastructure, environmental friendliness and compliance with technical requirements are the main advantages of high-quality development projects.

It is also very important at what stage a house in a cottage community is purchased and at what stage the communications are connected. It is necessary to check the reputation of the developer, perhaps even talk to people who have already bought houses in the project.

conclusions

Even taking into account the considered pros and cons of buying a ready-made house or building it yourself, it is quite difficult to give a definite answer as to which is better. In each individual case, much will depend on objective and subjective related factors.

As for the general requirements, the house must provide a healthy living environment, comfort and safety. It is possible to obtain such a combination either as a result of a successful purchase or as a result of competent construction on your own.

Independent construction of a country house

Any construction project is a headache. Any developer will confirm this to you.

It all starts with drawing up a project. It can be typical or unique. You won’t be able to do it yourself, without a higher construction or architectural education. You'll have to order from professionals. Thanks to this, you will also insure yourself against mistakes that will negatively affect the reliability and durability of your future home.

The cost of design costs depends on the area:

Let's take, for example, that we need to design and build a house of an ordinary, square shape with a wall width of 10x10 m, on two floors, i.e., with an area of ​​200 square meters. m.

We get:

• Architectural and construction project - 70,000 rubles;
• Engineering project - 40,000 rubles;
• The estimate for building a house is 20,000 rubles.

TOTAL for the project: 130,000 rubles.

After design, the foundation is laid. Most often, in the economy segment of country housing, a strip, shallow foundation is chosen (if there is no base/basement).

The cost of foundation costs depends on the length and width of the sides, as well as the depth of the foundation.

Where does construction work begin?

And it all starts with design. But since the majority of Russians do not have fabulous amounts of money for individual projects, they have to be content with standard projects, which are often modified.

Construction work begins with laying the foundation. The variety of species of this structural element is amazing, but the classic option is the columnar one, which is presented in the form of a reinforced concrete base and columns. After which the construction of walls begins; foam blocks, cinder blocks, bricks and much more can be used here. Next comes the roofing, the most inexpensive is still slate, but many prefer metal tiles, thanks to it many Russian houses are similar to each other. Such a roof is much more expensive than a slate roof.

After roofing work, builders begin to work on windows, and in this regard, nothing better than plastic double-glazed windows has yet been invented. Fortunately, their choice is huge, and therefore the price range can literally continue indefinitely.

For the elite - no problem

Of course, it goes without saying that things are good for those who have money, a lot of money. They don’t even have to supervise construction, trying to save money and look for where it would be cheaper to buy building materials. As a rule, they turn to specialized companies and order the construction of their future home. And they are certainly not interested in how to build a cheap house.

Of course, building a country house yourself is beneficial in all respects, it’s not so expensive, and you can be sure of the quality and your house won’t be one of many. The only negative is collecting documentation and searching for a plot of land. But these efforts will be more than justified, because in return you will receive the home of your dreams, which you can afford and to your taste.

Good luck with your construction!

Nuances of private housing construction

Technically, a development project looks quite simple - you buy a plot of land, connect communications to it, build a house, and then sell it. However, without the proper experience, there is a chance of going broke - making a mistake with the location, contractors, materials, and therefore the quality of the house, the current demand from clients...

Nevertheless, every year the number of entrepreneurs who build houses for sale is only growing. Competition is also increasing, which pushes all market participants to build better houses and use modern technologies.

Many “private owners” consider the construction of wooden houses to be profitable. And Rublyovka is not the only area for private developers to build houses. They work quite successfully in other market segments - both elite and economy class.

In order to enter the development market, today you need at least one hundred thousand dollars. With this money, about 8 acres of land are purchased, communications are installed, and a house is built with an area of ​​​​about one hundred square meters. This is quite a profitable business - you can sell such a house for three times more than you spent on its construction.

Small developers attract potential clients through customized solutions. If we talk about the sale of finished real estate, then houses with an open layout located in close proximity to the city are in great demand. If we are talking about a good plot in a settlement or within the city, then the project can pay off 2 or 3 times. Large companies, in turn, are not profitable to buy out single plots and focus on a narrow segment. They have enough capacity to launch a large-scale project.