Yandex.Money has moved to the new YuMoney website: https://money.yandex.ru/main. In YuMoney you can pay online, transfer money, order bank cards, receive cashback. YuMoney is not part of the Yandex group of entities, is not an affiliate of Yandex, and its products and services are not associated with Yandex. Go to the Yumony website.
In 2013, the Yandex Money payment service launched the “Yandex Money City Payments” service. It allows you to pay for services (housing and communal services, cellular and wired telephone communications, fines, Internet, taxes, loans, etc.) to users who are not registered in the system. This has greatly simplified user access to online payments. The service is available only to users from the Russian Federation in any city.
Screenshot: money.yandex.ru
Online payment methods
Internet services allow people to freely operate their accounts and funds on them, order goods, open savings accounts and pay for various types of services. Utilities were no exception. You can pay for them in several ways:
- Through your personal account on the State Services website.
- By registering on the website of the bank where you receive wages or other types of income.
- Through electronic wallets QIWI and Yandex money.
However, registering a personal account and opening an electronic wallet requires time and effort. Not all citizens are ready to understand the registration system. There is a category of people who, due to reluctance or lack of skill, do not want to create their own wallets and accounts. And sometimes there is simply no time for this; payments need to be made quickly. Today, thanks to the cooperation of Sberbank and Yandex, this opportunity has become available to all plastic card holders.
Online banking
The most logical method of paying for housing and communal services via the Internet seems to be online banking. Each cardholder is given the opportunity to register on the website of a financial organization in order to monitor the receipt of funds, their debits, and the status of the balance. You can join the system at any time by registering yourself or contacting bank specialists. Once you go through the procedure, you can use the system endlessly, despite the fact that financial organizations are constantly expanding the range of online services.
Payment for utilities through online banking is made by entering the payer’s personal account. The bank does not charge a fee for making a payment, which allows you to pay for standard services without extra costs.
All payments are credited immediately to the service provider's account. When entering data, the amount of penalties or accumulated debt is automatically displayed.
Via Yandex
The Yandex Money system is widely known to Internet users, many of them have electronic wallets registered with it. Having opened his own account, the owner can replenish it, pay with electronic money for goods on Internet sites, and also pay for various types of services, including housing and communal services. Registering an account requires entering personal data and confirming it using one of the proposed methods. Only after the wallet is finally activated, its functions become available to the user.
If you have a Sberbank plastic card, you can pay for utilities not only in the specified way. Not long ago, cardholders were able to make payments through the Yandex Money system even if they do not have a registered electronic wallet. Cooperation between Sberbank and the Yandex Money system has acquired a new vector, as a result of which a new function “City Payments” was developed. This option allows you to use a wide range of services with a plastic card at hand.
Advantages
The Yandex Money service in Russia has the status of an official financial institution, which undoubtedly increases the level of trust in them. The user can rest assured that the transferred funds will reach the recipient and will not end up in the pockets of others. In addition, this system cooperates with a large number of financial institutions and partners in other areas.
The obvious advantages of this payment method are:
- Convenience of the interface.
- Possibility of instant payment.
- No need to visit post offices or bank branches to deposit money.
- Receipts are stored electronically and do not take up space in the apartment.
- Saving the template for subsequent instant payment without entering additional data.
- At any time you can look up the history and track when and in what quantity the payment was made.
- No additional commission.
In the event of an erroneous deposit, the result can be corrected only by visiting the bank in person.
Key Features
With the help of Yandex Money wallet you can perform a huge number of operations.
For example, you can pay:
- housing and communal services, cellular communications, television, internet;
- school meals and kindergarten services;
- goods and gift coupons in partner stores of the service;
- tickets to concerts, book tables, hotel rooms, etc.;
- railway and air tickets, foreign tours and excursions.
Other possibilities include:
- replenishment of bank cards of Russian banks and accounts of other payment systems (Qiwi, Webmoney);
- replenish accounts in online games and online services, as well as brokerage accounts;
- repay loans and microloans taken from third-party services.
Popular services of Yandex Money
In fact, Yandex Wallet works like an ordinary debit card, allowing you to pay everywhere on the Internet. Moreover, you can actually issue a debit card to your account and pay with it in regular stores. In this case, the money will be debited from the EPS. If necessary, the card can be blocked or reissued.
Yandex money system
The Yandex Money system is one of the largest providers of financial virtual services. In order to make a payment for utilities through Yandex Money, the user does not have to spend a lot of time. All information is displayed in large icons on the main page, and navigation is simplified to the minimum so that even a person who has never made payments can easily figure it out and complete the transaction.
You can make payments through the Yandex system in the following way:
- By bank card.
- Yandex electronic wallet.
- Cash in Yandex, Sberbank and Euroset terminals.
The credited funds are credited to the utility provider's account the next day, and not after three days, as happens when paying through a bank.
What is a YoMoney wallet and what is it for?
YoMoney Wallet is an electronic wallet created as part of the service of the same name. Sometimes POISON is called electronic currency, which is not entirely true.
In fact, the Yandex Money wallet is an electronic account for payments in rubles. Almost like in a bank. Therefore, Yandex currency can be used to pay in the real world - rubles are accepted everywhere.
However, this electronic wallet is not a bank. The service has the status of a non-bank credit organization. The company's activities are regulated by the Central Bank - YaD has the appropriate license.
Yandex Money license from the Central Bank
Unlike a bank, a Yandex Money wallet can be opened in just a couple of minutes, and you can use it immediately after opening. Payments are made entirely online, without any delays or additional payments.
Sequencing
was developed by Sberbank and the Yandex system jointly, for this reason the interface is very similar to the functionality of Sberbank online banking. For a more detailed understanding of the system, we offer step-by-step instructions that describe the necessary sequence of actions for making payments for housing and utility services:
- We go to the menu of the “City Payments” system.
- From the list provided, select the desired utility service provider. If the required icon is missing, you must enter the organization identification code. This information is available on payment receipts that were issued previously.
- Activate the “find” button.
- In the window that appears, enter the payer's personal account number. It is also on payment receipts.
- Next, select the month for which payment will be made.
- After this, you need to enter the meter data and receive the calculated amount.
- At the last stage, the payer selects the form of payment and transfers funds.
If the user pays by card, he will need to enter the data indicated on it - a 16-digit number, expiration date, full name of the owner and the secret code indicated on the back of the plastic.
The first time the payer will be forced to go through the entire chain of actions, but after making the payment, the data can be saved and subsequently pay rent according to a simplified scheme.
Cashback and bonus points
Yandex Money wallet users can take advantage of the bonus program provided by the service.
For purchases from partners, users are awarded points - a certain percentage of the purchase, in other words, cashback. The greater the cashback, the more points the wallet owner receives.
Each partner assigns their own cashback amount, for example:
- Leroy Merlin Market – 8.2%;
- Yves Rocher – 13.4%;
- Crossroads – 5%;
- Auchan – 5.62% (in some product categories);
- AliExpress (TMall) – 2.5%;
- MTS – 7.5% (for the purchase of equipment and electronics);
- Booking – 4% (when paying for a hotel);
- Aviasales – 1.5%;
- iTunes – 6%;
- Vichi – 11.2%.
And this is only part of the proposals. Naturally, the reward is received if you pay in a service or store using Yandex Wallet or a Yandex.Money card linked to your account.
Cashback is credited within a couple of days after making a purchase. The points you receive can be used to offset expenses.
For example, you made a purchase at Perekrestok for 500 rubles. As soon as you collect 500 points, you can compensate for the expense and receive 500 rubles back to your wallet balance.
In addition, some points of sale accept Yandex.Money points to compensate for part of the purchase (up to 50%). To do this, you need to pay in the store online, and when choosing a payment method, specify Yandex.Money. The system itself will offer to spend points (some or all). You will only need to check the appropriate checkbox.
Is there a commission
Most Internet service providers charge a commission for making payments, this is where the profit comes from. Its size can reach up to 5% of the payment amount. But Yandex Money in most cases takes care of the commission, so the payer does not incur additional costs. You can pay without commission for the following services:
- Internet.
- Mobile phone.
- Landline telephone connection.
- A television.
But for utilities and other services you will have to pay 1 to 2% commission.
How to set up automatic payments
During payment, Yandex offers to create automatic payments that will be made monthly. The user can configure the amount, date or select a fixed replenishment on the first of the month.
This option is suitable for payments for the Internet, television, and mobile phone. To set up, just enter your receipt or phone number, activate automatic payment and set the date and amount.
How to set up automatic payment:
- Enter the “Payment for services” and select a service, for example “Phone” .
- Type your contact information, indicate the amount, and put a tick in the checkbox next to the option “Set up auto payment”.
- Set the date, print the amount.
- To confirm the operation, click on the button "Pay".
You can edit an automatic payment or delete it on the main page of your wallet. To do this, go to the “Autopayments” , find the required payment, configure or delete it.
Important. Automatic payments do not require additional payment and are suitable for replenishing a mobile phone account, home Internet, and cable television. You can disable the service at any time.
As an addition, you can set up payment notifications in Yandex Wallet. When the appointed date arrives, a message will appear in the application on your mobile phone, as well as in the mail linked to your wallet. The notification settings button appears when paying for a receipt, telephone or Internet.
