Housing subsidy for military personnel - we think it’s right

In this article we will look at who is entitled to a housing subsidy for the purchase or construction of military premises. And also which citizens discharged from military service and other categories have the right to receive cash payments from the state for the purchase of housing. We will show the formula for calculating the corresponding payment. Here are examples of housing subsidy calculations. Let's talk about the housing subsidy calculator for military personnel.

A subsidy for the acquisition or construction of residential premises (living premises) provided to military personnel - citizens of the Russian Federation and other persons in accordance with the Federal Law “On the Status of Military Personnel” - this is the full name of the above payment, hereinafter referred to as a subsidy.

Who is eligible for housing subsidies for military personnel?

The regulations governing the receipt of housing subsidies are:

• Decree of the Government of the Russian Federation of February 3, 2014 N 76 “On approval of the Rules for calculating subsidies for the acquisition or construction of residential premises (living premises) provided to military personnel - citizens of the Russian Federation and other persons in accordance with the Federal Law “On the Status of Military Personnel”.
• Federal Law of May 8, 2006 N 66-FZ “On the status of military personnel.”
• Order of the Minister of Defense of the Russian Federation dated September 30, 2010 No. 1280 “On the provision of residential premises to military personnel of the Armed Forces of the Russian Federation under a social tenancy agreement and official residential premises.”

Categories of citizens and members of their families who have the right to receive housing in the form of a subsidy in their chosen location.

• Those who entered into the first contract for military service after January 1, 1998. Subject to: achieving a total duration of military service of 20 years or more; dismissal from military service on preferential terms for a total duration of military service of 10 years or more.
• Those who entered into the first contract for military service before January 1, 1998 (with the exception of cadets of military universities). Conditions: upon dismissal from military service upon reaching the age limit for military service, for health reasons or in connection with organizational and staffing events with a total duration of military service of 10 years or more.

INTERESTING: How to remove the encumbrance after a mortgage for a military personnel

Categories of citizens and members of their families who are entitled to a housing subsidy at their last place of military service.

Those who entered into the first contract for military service before January 1, 1998 (with the exception of cadets of military professional educational organizations and military educational organizations of higher education) and military service.

Required documents

To receive subsidies, a military person is required to submit a certain list of documentation to the Ministry of Defense. The main list includes the following package of documents :

• application for subsidies, which indicates the details of the current account;
• children's birth certificate (if available);
• passports (and copies) of the military and other family members;
• marriage certificate (if married);
• documents that confirm service life;
• extract from the house register for 5 years;
• papers confirming ownership of real estate (if any).

Documentation verification is carried out within 10 days. During this period, it is determined whether the applicant really does not have real estate.

a decision on subsidization is also made within 10 days . Afterwards, within 3 days, the department of the Ministry of Defense of the Russian Federation sends a response about the decision to the applicant. The fact of providing a subsidy can be confirmed without the participation of a military man in accordance with the established legislative procedure.

How to calculate housing subsidies for military personnel.

The subsidy is calculated according to the Rules for calculating subsidies for the acquisition or construction of residential premises (living premises) provided to military personnel. The formula for calculation has been established: P = N x C x Ks . Where, N is the standard for the total area of ​​housing. C - the cost of 1 square meter of total living space in the Russian Federation. Kc - correction factor taking into account the total duration of military service.

Formula for calculating housing subsidy.

The standard for the total area of ​​living space is calculated as follows. For a single soldier - 33 square meters. 42 square meters for a family of two people. And then 18 square meters for each family member (3 or more). For military personnel with the military rank of “COLONEL” or in the position of commander of a military unit, an increase in living space by 15 square meters is provided. m.

Correction factor and cost of 1 square meter.

The correction factor, taking into account the total duration of military service, is established according to the following indicators:

Table of correction factors.
The cost of 1 square meter of total living space is determined by the Order of the Ministry of Construction and Housing and Communal Services of the Russian Federation. Frequency: once every six months. Thus, for the 2nd half of 2021, the cost of one square meter of housing is set at 55,720 rubles.

Dynamics of growth in the cost of a square meter of housing.

Main stages

The Ministry of Defense body sends a request to Rosreestr to obtain information from the Unified State Register to confirm that the military person is entitled to subsidies . As a rule, all data arrives within 2 weeks.

Afterwards, a decision is made on the allocation of subsidies. Benefits can be denied only if there are grounds for deregistering a military person as needing the housing provided. A positive decision is transferred to the financial support department of the Ministry of Defense, from which the amount of subsidies is transferred to the bank account specified in the application.

The calculation of payments is specified in Federal Law No. 76 and No. 942. The subsidy for the military is calculated taking into account the following factors:

• service life coefficient;
• the average cost of 1 m² of housing, which is determined every six months by the Ministry of Construction of the Russian Federation;
• required living conditions.

If a military family has living space less than the established standard, then the amount of subsidies is calculated taking into account the number of square meters required up to the standard. For example, having a living space of 50 m² with the required 70 m², you have the right to subsidize in the amount of only 20 m².

Military housing subsidy calculator.

To simplify all the complexities associated with subsidy calculations, you can use a calculator. Or rather, a special calculator for military personnel subsidies for housing. This calculation tool already contains all the current data on the cost of housing and the adjustment factor. The calculator itself will calculate the required living space and calculate the amount of the subsidy.

An example of a military subsidy calculator.

You only need to indicate the composition of your family and the presence of residential premises in the property. Also indicate the right to additional space for commanders of military units and military personnel with the rank of COLONEL. As a result of the calculation, you will receive the result in the form of the total area of ​​housing and the current amount of the subsidy.

How to check (find out) the queue?

You can find out how the queue is progressing and the correctness of entering data through the unified register of military personnel in need of improved living conditions. It contains data about those who are currently in line.

You can check the queue using the serviceman’s personal number, which is assigned to him by the command and is unique. By entering it (an officer or contract soldier) gets access to his personal account, where he can check the correctness of the entered data, the queue, what kind of housing is being built in the selected region.

Please note that access to the electronic queue cannot be obtained without:

• Personal number;
• Be a participant in the housing improvement program, but do not know your number;
• The RF Ministry of Defense must correctly enter data into the register.

Only if all conditions are entered correctly can you track your queue and check the entered data.

Will there be an increase in pensions for military pensioners in 2022 - latest news

The essence of support : targeted payment at the birth or adoption of a child. 483 thousand rubles for the first child and 639 thousand rubles for the second and subsequent ones. Such a payment for the second and subsequent child will only be provided if you did not receive maternity capital for the first.

Who can receive : the father or mother of the child, as well as an orphan child under 18 years old who was born after 2007.

Features : Matkapital can be used to purchase an apartment or house, as well as to build a house. Funds cannot be spent on purchasing housing abroad, dilapidated or dilapidated housing, as well as non-residential premises, including apartments. You also cannot buy a share in an apartment or house. An exception is if this is a separate room or share in existing housing.

After the purchase, you need to allocate shares for each family member who is indicated in the certificate for maternal capital.

Young families can also take advantage of other programs, for example, mortgage restructuring, which we will discuss below.

The essence of the support : the state repays part of the borrower’s loan so that he can change the terms of the mortgage, for example, choose a different currency, reduce the payment amount, increase the loan term or receive a “credit holiday”.

Who can receive:

• parents of children under 18 years of age;
• parents of children aged 18 to 24 who are full-time students at universities;
• disabled people and parents of children with disabilities;
• young families;
• combat veterans.

In this case, you need to prove that you cannot pay the mortgage under current conditions, for example:

1. after paying the mortgage payment, each family member remains less than two subsistence minimums in the region;
2. the monthly payment from the date of receiving the mortgage has increased by more than 30%.

There are also requirements for mortgage housing. The property must be your only home and be located in Russia. A one-room apartment should be less than 45 square meters. m, two-room - less than 65 sq. m, and a three-room apartment is less than 85 sq. m. m.

The essence of the program : the buyer can choose the type of assistance that suits him:

• receive up to 15% of the cost of the purchased apartment once;
• receive annual mortgage interest compensation;
• buy housing from the state on special terms.

Who can receive : employees of budgetary organizations who need their own housing, for example:

• live in one apartment with several families;
• have their own housing, in which each person has less than 14 square meters. m;
• live in a communal apartment;
• do not have their own home.

Features : the program is not valid in all regions. Some fields may only attract certain specialists, such as doctors, teachers or young scientists.

If you take out a mortgage on your home, you must work in government agencies for the entire term of the loan. You can quit, but the new place of work must also be a budget organization.

The Ministry of Finance gave recommendations on the preparation of draft laws (decisions) on budgets for 2022 (2022 and the planning period 2023-2024).

Thus, they should be developed in accordance with the procedure for the formation and application of the BCC, use lists of such codes for 2022 and take into account data from comparative tables (correspondence tables).

The adopted and upcoming changes to the budget classification are also explained.

Is it possible to sell an apartment purchased with a military subsidy?

It is not prohibited by law to sell an apartment or other real estate purchased with funds provided to a military pensioner as a subsidy. In this case, there is no need to specifically notify the department of your desire to sell your property.

But it must be remembered that it is not recommended to sell real estate if it was purchased in the next three years. Since you will have to pay thirteen percent tax on the entire proceeds.

This applies to the sale of any property: apartment, cottage, car, etc. Of course, if you need to urgently sell real estate due to relocation or other reasons, you should accept the loss of thirteen percent.

Housing subsidies for military personnel expand the opportunities for military retirees to purchase their own housing. Moreover, it does not limit the choice of place of residence.

And quick decision-making in issuing funds for the purchase of real estate significantly simplifies and speeds up the process of improving living conditions. In this case, several of the above conditions must be met.

The rules for assigning benefits to the poor will change in 2022

Attention : All rights to published materials belong to their owners, and the site editors are not responsible for their use!

If you believe that the material of the published article offends you, violates your rights, is unreliable, disseminates information that defames you, incites hatred, or is unacceptable for publication for other reasons - LEAVE AN APPROPRIATE COMMENT ON THE ARTICLE - WE WILL REMOVE IT IMMEDIATELY!

57941

32659

84986

Categories of citizens

The presence of length of service is not an indicator for receiving a subsidy. Only those in need can count on it. The housing need status is checked twice:

1. When queuing.
2. When considering an application for a subsidy.

Therefore, if from the moment of acquiring the status of a person in need to the day of provision of state assistance, significant changes have occurred that contributed to the improvement of the housing situation, one cannot count on a subsidy.

The following categories of military personnel are recognized as needy:

1. There is no real estate owned.
2. Lives in a 1-room apartment with other residents who are not his relatives.
3. He is the owner of a room that is not isolated from other residents.
4. Registered and lives in a communal apartment or hostel.
5. He lives with his relatives, but one of them is seriously ill with a disease that poses a threat to the people around him.
6. The existing property will be demolished, rebuilt or declared unsafe.
7. Lives in a social apartment under a social tenancy agreement.
8. The existing property does not meet the standards for square footage per person. The established minimum is 15 m2.

If a serviceman and his relatives do not own real estate, but nevertheless he does not rent social premises, the right to a subsidy is still retained.

Procedure for receiving a subsidy

From the moment of sending or personally submitting documentation for the serviceman’s acceptance into the queue of those in need, he is entered into the register. If several applications are received on this day, the queue is distributed in descending order from those who have served the most to those who have less length of service. Having joined the ranks of the waiting list, you can track your status online, on the website of the Russian Ministry of Defense. To obtain information, you must enter the “Unified Register” section and enter your personal registration number, as well as numbers confirming that you are a person and not a robot.

You can apply for a subsidy after the serviceman’s turn has come. To apply for state aid, you must:

• Open a bank account where the money will subsequently be transferred.
• Submit an application and documents to the Regional Housing Administration of the Ministry of Defense.
• Wait for a decision.

Up to 20 calendar days are allotted for review of submitted documentation. The applicant must then be sent written notice of the decision. If the answer is yes, then within a few days the payment is transferred to the specified current account, after which all that remains is to purchase housing and report on the intended use of the funds.