How to pay for major repairs through Sberbank Online

From today you can get all the necessary information about major repairs online. A new service was launched by the Moscow government services portal. Data will be updated every month. Previously, such information could be obtained in paper form upon request. The waiting period was up to 30 days.

Now the portal contains information about the inclusion of a particular house in the regional overhaul program: a list of addresses, types of work and period of work for each engineering system. You can also find out online about the method of forming the fund, the dates of meetings of owners on this issue, and about the owner of the account for accumulating contributions. The portal will also remind you about the obligations to pay contributions, inform you about the inclusion of the house in the short-term renovation plan for the coming years, and much more.

To connect you need to go through two simple steps.

Step-by-step instructions for paying through Sberbank Online

Sequence of actions when paying on the Sberbank website:

Log in to your personal account using your ID and password with confirmation via SMS code.
In the “Payments and Transfers” section, select “Payment for purchases and services”.
Next - “Housing and communal services and home telephone” - “Rent”.
On the next page, select the “Capital Repair Fund” link.
In the drop-down menu in the first window, select a service (this is usually the region where the apartment building is located), then - the write-off card, in the third line - the payer’s personal account.
The system will redirect you to the payment page, where all the details of the recipient and payer are already indicated. You need to carefully check all the information and only then enter the amount and click the “Continue” button.

For security, the operation is always confirmed with a code from SMS or from the list of one-time passwords. If everything is done correctly, the “Completed” status will appear. It is recommended to print and save the receipt on this same page. And for convenience, save the form as a template so that next time the process happens even faster.

Pros and cons of paying for major repairs through the State Services portal

To save yourself from having to stand in line, it is more convenient to pay for major repairs through State Services.
Paying for major repairs through the State Services portal has a number of positive aspects. As the government intended, the provision of electronic services has made life much easier for the population. There are significantly more pros than cons. The positive aspects include:

No need to stand in line
No need to get to the bank or cash desk
Possibility of payment outside working hours
No operator error when making a payment
Payment receipts will not be lost (they can be saved to your computer)
The ability to quickly restore the payment chain if controversial issues arise (the entire history with dates and amounts will be stored in the “Notifications” section)

Not all older people can easily pay for services online.
There are also disadvantages, but they are much fewer. These include:

Payment difficulties for older people who are not computer friendly
The need to have an account on the State Services portal
The need to have a bank card

With a plastic card, which almost everyone has these days, it’s easy to pay for major repairs from home
. Difficulties associated with a computer will be overcome by more literate users from among relatives or friends. And in our time, almost everyone has a bank card. It’s easy to register an account on State Services – it’s free.

Other payment methods for major repairs for Sberbank clients

Through . You can connect it at a terminal, ATM or in your personal account. Payment for major repairs will occur on time and automatically. To control payments, Sberbank will send notifications to the client’s phone.
According to a receipt received from the regional overhaul operator. You can pay at additional Sberbank offices, at the post office or at unified payment centers.
Via an ATM or terminal. Insert the card into the device, select on the monitor the item “Payments in your region” - “Next” - “Payment. After this, enter the payer code from the receipt, the date and amount of the contribution. Click on the “Pay” button. When paying from the terminal, you can use the “Cash Payments” function. In order not to enter all the details, you can attach the barcode to the reader on the terminal.
On the website of the Capital Repair Fund. In this case, you need to register a client’s personal account.
At the payment acceptance points indicated on the receipt.

Other ways to save legally

However, it is quite possible to reduce the current costs of payments to the Federal Credit Fund. If the residents of the house are part of a HOA or join an initiative group, they can:

conclude an agreement to place advertising banners on the facades of the house, rent out part of the common areas of the house to third-party organizations - the funds received can be used to pay contributions to the FKR, provided that they are accumulated in a special account;
organize the necessary repairs on your own - with the involvement of a contractor. In this case, an amount equivalent to that spent will not have to be contributed to the FCR, provided that the work performed is included in the long-term plan. In this case, it is necessary to coordinate the repair with the regional operator;
if there is half the minimum amount in the account according to the local standard approved by the authorities, payments for major repairs can be suspended.

Individuals renting out apartments under a rental agreement can reduce their costs for contributions to the FKR by agreeing on their payment with the tenant. However, you need to understand that such a clause cannot officially appear in the terms of the transaction, since the owner of the property is obliged to pay the fees.

In what case will it not be possible to pay?

When paying fees for major repairs, sometimes there are delays due to technical errors: the device does not provide the necessary details using the barcode; device malfunction.

If payment information has changed, the payment may freeze and not be credited.

If the client pays under a single housing and communal services bill, payment for major repairs may not be included in it. This service most often has its own personal account, so you need to check everything carefully before sending money.

When making online payments, funds may be credited to the operator's account after some time, and during this period the debt will be considered outstanding.

If an apartment building is not included in the capital repair program for the region, payment from residents is not provided. It will also not be possible to pay the bill if the formation of a capital repair fund in the region has not been completed. In fact, this is a reason to refuse to pay the fee.

How to pay for housing and communal services

To pay any receipt or debt, you must select the appropriate section in the list or enter the TIN of the recipient organization. You can also enter the name or number of your current account into the search.

To pay for water supply services, you need to select this type in the “Transfers and Payments” section. Next, you should select the organization to which the payment should be received. Then enter your individual personal account and indicate the card from which the money should be debited.

Payment for electricity occurs in the same way. In both cases, when paying online, it is important to fill in the fields about meter readings for cold and hot water, as well as for electricity. The amount of debt will be indicated by the system - it can be adjusted and another convenient amount can be added.

To pay for gas, you need to select an organization, enter an individual subscriber account and indicate the address - house and apartment number. The amount owed will be displayed automatically - you can pay it in full or make a partial payment.

Services of the management company or housing office are paid if an individual account number or receipt is available. If a region is selected, in the “Rent” subsection you need to select your HOA or management company. Next, you need to indicate what exactly needs to be paid, this could be rent or major repairs. Then enter the account number, verify the data and indicate the amount.

After making a payment, an electronic version of the receipt is automatically saved, which can be printed to prove the fact of payment.

Limits and restrictions

Restrictions on paying contributions for major repairs apply to certain categories of citizens:

People aged 70 years and above living alone can pay 50% of the contribution amount.
Over 80 years of age – full exemption from payment.
Disabled people of groups I and II, including disabled children and their parents.

But there is one peculiarity: benefits do not cancel payments. Contributions must be paid, and then receive a certain amount in the form of compensation. In addition, the benefit does not apply to the actual area of the apartment, but to the normative one. These standards are not yet in effect in all regions. Compensations must be paid from regional budgets, so these conditions have not yet been communicated to all citizens.

Who has the right not to pay to the FKR

Some categories of citizens have benefits and subsidies for utility bills. Contributions to the Fund for capital repairs were no exception. Regional authorities have the right to independently determine the list of those persons who are exempt from them in whole or in part:

Non-working pensioners. The main condition is living in your own home alone, or with a fellow pensioner . At the same time, for those who have reached the age of 70, a benefit of 50% is provided, and for those who have crossed the 80-year mark - 100%.
Disabled people of groups 1 and 2, parents of disabled children. These categories of citizens have the right to reduce their contribution to the FKR by half. All conditions must be clarified with local authorities. This benefit applies to families or citizens whose income is limited to the subsistence level or minimum wage.
WWII participants, labor veterans, blockade survivors. The application of the benefit may also depend on income.
Large, low-income families, single mothers. The conditions for receiving benefits and the existing restrictions must be clarified with the social protection authorities.

Important! In order to exercise your rights and not pay contributions to the FKR, you must submit an application to the regional operator and the local administration, since this benefit is of a declarative nature. In addition, in some regions, even all citizens are required to fully pay receipts from the Federal Fund of the Russian Federation, and the amount transferred by beneficiaries comes to their personal bank account in the form of a special subsidy.

Is it possible not to pay for major repairs without the above reasons? No, categories of citizens not included in the list of beneficiaries cannot legally refuse contributions for major repairs. Trying to save money will ultimately lead to additional costs for penalties and fines.

How to find out the debt for major repairs via the Internet?

So, the first thing you need to do is find out the size of your debt. Delay, penalties, fines - all this changes the amount.

Today, you can find out your debt in several ways:

Through the offices of management companies.
In resource supply organizations (energy companies, water utilities, etc.).
Central clearing offices.

The above organizations, according to Art. 155 of the Housing Code of the Russian Federation are required to provide complete information about a citizen’s utility debts. This information can be indicated either on payment receipts or on the UDP (single payment document).

Be extremely careful: the practice of many housing and communal services offices is to charge non-existent amounts, that is, to post one debt twice or not to indicate the payment of a particular amount. This applies to paying the fee for major repairs via the Internet, as well as other housing and communal services - payment for electricity, water, gas, garbage removal... How to pay receipts for major repairs online, with a bank card through a terminal or ATM, you can find out here .

Keep your records of cash payments made and in case of an error (hardly an accident), contact the organization that made it.

If contacting an organization does not produce results (and this happens), the next authority is the court, which, based on real payment data, makes the right decision in favor of the right party (in this case, the bona fide payer).

It also happens that payment organizations, for one reason or another, refuse to hand over debt data to the citizen. How to be in this case? If the housing and communal services refuse to provide information, the person should contact higher authorities. In addition, the activities of housing and communal services are supervised by Rospotrebnadzor and other departments that identify and suppress violations of the rights of the population.

As noted earlier, in addition to official structures, all information about debt can also be obtained on information sites:

government services portal;
resources of management and resource supply offices;
websites of large banks (Internet banking function);
payment center portals.

Working with each site has its own nuances and requirements.

You can find out more about how to find out the debt for major repairs on a personal account or without documents here.