Let us help you figure it out: annual payment from regional maternity capital

Federal maternity capital has become widespread. In 2011, regional maternity capital began to operate. Its main difference is that this certificate is issued for the second and subsequent children, and not for the second child, as is the case with the federal level program.

Conditions for receiving regional maternity capital in 2021

Each region has the right to introduce its own requirements, so general conditions will be listed below.

• A third or subsequent child is born or adopted.
• The birth of the child occurred after the program began in the region.
• Residence in the area in which it is planned to receive assistance for a certain period of time (assigned by local government authorities individually).
• Funds received under the regional program are not used immediately, but after a time established by local authorities.

Maternity (family) capital

Maternal (family) capital is a measure of state support for Russian families in which, from 2007 to 2021 inclusive, a second child was born (or adopted) (or a third child or subsequent children, if at the birth (adoption) of the second child the right to receive these funds is not was issued).

You can submit an application electronically to receive a certificate and dispose of its funds on the state portal on the Pension Fund website.

Additional information about maternity capital can be found on the official website of the Pension Fund of the Russian Federation.

Regional maternity capital

In the Rostov region, Regional Law No. 727-ZS dated November 18, 2011 “On regional maternity capital” was adopted, according to which, from January 1, 2012, an additional measure of social support for families with children in the form of regional maternity capital was introduced.

The right to receive regional maternity capital arises at the birth (adoption or adoption (hereinafter referred to as adoption) of a child (children) having citizenship of the Russian Federation, for the following citizens of the Russian Federation from low-income families living in the Rostov region:

• women who gave birth (adopted) a third child or subsequent children in the period from January 1, 2012 to December 31, 2026, if they have not previously exercised the right to receive regional maternity capital;
• men who are the sole adoptive parents of a third child or subsequent children who have not previously exercised the right to receive regional maternity capital, if the court decision on adoption entered into legal force in the period from January 1, 2012 to December 31, 2026.

The amount of regional maternity capital from January 1, 2021 is 125,775 rubles.

A personal document confirming the right to receive regional maternity capital is a certificate issued by social protection authorities starting from January 1, 2012.

To obtain a certificate, you must contact the social protection authorities at your place of residence and submit the following basic documents:

• statement;
• a copy of a passport or other identification document of a citizen of the Russian Federation;
• a copy of a document confirming the fact of state registration of the birth of a child (children);
• a certificate from the place of residence of the child (children) about his/her joint residence with the parent (adoptive parent) in the territory of the Rostov region;
• documents confirming the income of all family members for the three months preceding the month of applying for a certificate;
• marriage certificate (divorce) in case of discrepancy between the surnames of the parent and the child(ren);
• death certificate in the event of the death of a woman who gave birth (adopted) a child (children), her declaration of death;
• a court decision in the event that a woman who gave birth (adopted) a child (children) is deprived of parental rights, if she commits an intentional crime against the child (children), related to crimes against the person.

The decision to issue or refuse to issue a certificate is made by the social protection body within 30 days from the date of registration of the application for the certificate, after which the applicant is notified of the decision within 10 days. In case of refusal, the documents are returned to the applicant indicating the reason.

Disposal of regional maternity capital funds in full or in parts is possible when the child reaches the age of three years, in the following areas:

• improvement of living conditions, including renovation of residential premises and payment of a down payment on credits or loans for the purchase (construction) of residential premises;
• education of the child (children);
• treatment of the child(ren);
• purchase of a motor vehicle;
• compensation for expenses associated with gasification of households, connection to a centralized cold water supply and (or) sewerage system, installation of domestic wells and boreholes;
• acquisition of goods and services approved for circulation on the territory of the Russian Federation, intended for social adaptation and integration into society of disabled children, in accordance with an individual rehabilitation or habilitation program for a disabled person.

The procedure for submitting an application for a certificate and the form of the certificate for regional maternity capital were approved by Decree of the Government of the Rostov Region dated December 23, 2012 No. 290.

The procedure for citizens to use funds from regional maternity capital was approved by Decree of the Government of the Rostov Region dated July 11, 2014 No. 499.

Advisory assistance on the issue of providing regional maternity capital is provided by the Ministry of Labor and Social Development of the Rostov Region, located at:

Rostov-on-Don, st. Lermontovskaya, 161, tel. 234-22-55, 291-03-51.

Directions for using maternity capital

The first direction is improving living conditions:

• acquisition (construction) of residential premises on the territory of the Rostov region, carried out by citizens through any transactions that do not contradict the law and participation in obligations (including participation in housing, housing construction and housing savings cooperatives) by non-cash transfer of the specified funds to the organization carrying out the alienation (construction) residential premises being acquired (under construction), or to an individual carrying out the alienation of the residential premises being acquired, or to an organization, including a credit organization, to repay the principal debt and pay interest on loans or loans for the acquisition (construction) of residential premises, including mortgage loans provided to citizens under a credit agreement (loan agreement) concluded with the relevant organization;
• construction;
• reconstruction of an individual housing construction project;
• residential renovation.

Condition

• the residential premises must be located on the territory of the Rostov region;
• residential premises and individual housing construction objects acquired (built, reconstructed) using funds from regional maternity capital are registered as common shared ownership of parents and children;
• a loan agreement for the purchase (construction) of residential premises of the certificate holder or her spouse must be concluded with one of the organizations that is:
• a credit organization in accordance with Federal Law No. 395-1 dated December 2, 1990 “On Banks and Banking Activities”;
• credit consumer cooperative in accordance with the Federal Law of July 18. 2009 No. 190-FZ “On Credit Cooperation”;
• an organization providing a loan under a loan agreement, the fulfillment of the obligation under which is secured by a mortgage.

The second direction is the education of the child (children):

• payment for educational services provided by educational organizations;
• providing supervision and care for children in an educational organization that implements the basic general educational program of preschool education and (or) the basic educational programs of primary general, basic general and secondary (complete) general education.

Condition:

• the child must be no older than 23 years old on the start date of studies;
• An educational organization carrying out educational activities must be located on the territory of the Russian Federation and have state accreditation.

It is important to know

Regional maternity capital funds can be used for the education of a child, including the first, second, third child or subsequent children.

The third direction is treatment of the child (children):

payment for paid medical services provided by medical organizations, provided on the basis of a list of works (services) that constitute medical activities.

Condition:

• the age of the child for whose treatment funds from regional maternity capital may be allocated should not exceed 18 years on the date of commencement of treatment services;
• a medical organization providing paid medical services must be located on the territory of the Russian Federation and have a license to carry out medical activities.

It is important to know

Regional maternity capital funds can be used for treatment, including the first, second, third child or subsequent children.

Actual treatment costs are reimbursed.

The fourth direction is for the purchase of a vehicle:

• purchasing a vehicle from a selling organization;
• acquisition of a motor vehicle from an individual carrying out the alienation of the motor vehicle.

Condition:

• a vehicle purchased using regional maternity capital funds is registered in the name of the citizen who received the certificate;
• the amount of funds (part of the funds) of regional maternity capital allocated to pay for obligations under a vehicle purchase and sale agreement cannot exceed the price of the agreement.

The fifth direction is compensation for expenses associated with:

• gasification of households (apartments);
• connection (technological connection) of a household (apartment) to a centralized cold water supply and (or) sanitation system;
• installation of domestic wells and boreholes for water supply purposes on the land plot on which the household is located.

Condition:

The home ownership (apartment), the land plot where the work was carried out, in connection with which compensation for expenses is made, must belong to the citizen who received the certificate or his spouse (husband) on the right of ownership.

The organization of work in connection with which compensation of expenses is made is carried out by service provider organizations.

The sixth direction is compensation for expenses for goods and services allowed for circulation on the territory of the Russian Federation, for the adaptation and integration of disabled children into society:

Condition:

Availability of an individual rehabilitation or habilitation program for a disabled child, valid on the day of purchase of goods and services, in connection with the acquisition of which compensation for expenses is made and which reflects the specified goods and services.

Who will receive maternity capital

Payment can be received by:

• a woman who gave birth or adopted her first child since January 1, 2021;
• a woman who gave birth to or adopted a second child since January 1, 2007;
• a woman who gave birth to or adopted a third child or subsequent children starting from January 1, 2007, provided that she has not previously used maternity capital;
• a man is the sole adoptive parent of the second, third or subsequent children, provided that the court decision on adoption came into force on January 1, 2007;
• a man is the only adoptive parent of the first child who has not previously received a certificate, if the court decision on adoption came into force starting from January 1, 2021.

The general condition is that both the child and the parent (adoptive parent) have Russian citizenship.

One-time metropolitan compensation: types and grounds

Muscovites have the right to count not only on an additional one-time benefit in connection with the birth of a child, but also on one-time monetary compensation for expenses incurred by parents after the birth of a baby:

Applications for one-time payments to metropolitan parents in connection with the birth of children are accepted through the Portal of state and municipal services of the city of Moscow (clause 5 of Appendix No. 1 to Moscow Government Resolution No. 37-PP).

Find out how much money Moscow parents can expect from ConsultantPlus. If you do not have access to the K+ system, get a trial online access for free.

You must apply for compensation payment no later than 6 months from the date of birth (adoption) of the child. Missing this deadline deprives parents of these social benefits. The period for applying for benefits may be extended by decision of the capital’s Department of Labor and Social Protection of the Population, if the reasons for late application for payments are recognized by the court as valid:

Using maternal capital to improve living conditions

The most common use of maternity capital is a down payment on a mortgage or repaying part of the debt on a home loan. From 2021, you will be able to apply for the use of maternity capital for these purposes directly at the bank. The credit institution itself will transfer all the information to government agencies, so you can do without unnecessary visits to the MFC or Pension Fund. However, not all banks accept such applications, so please consult by phone in advance.

Keep in mind that one of the main conditions for using maternity capital to improve housing conditions is the registration of the acquired real estate in the common shared ownership of the family . The shares must be received by the owner of the certificate, his spouse and all children. From 2021, the agreement on determining the size of shares does not require notarization.

Maternity capital does not insure against risks that may arise when purchasing real estate. To protect yourself, check the apartment for liens, liens and other encumbrances. A report based on an extract from the Unified State Register will help with this. It can be ordered around the clock in the EGRN.Reestr and received within 0.5-6 hours. a report based on the USRN extract in PDF format by email

Text: Elizaveta Kobrina

Amount of maternity capital - 2022

Maternity capital must be indexed annually taking into account the level of inflation. This is stated in Federal Law No. 256-FZ of December 29, 2006, which regulates the operation of the maternity capital program.

For the first child in 2022, the payment will be 503,237 rubles, for the second - 665,009 rubles.

If previously the family received money for the first child, then the additional payment for the second is 161,772 rubles.

The owner of the certificate can check the capital balance in the Pension Fund. To do this you need to write an application. The Fund will respond within a maximum of 5 working days.

Maternity capital is government support for families with children in the form of a lump sum payment. The main goal of such state support is to increase the birth rate in the country. The duration of the program is until 2026. Maternity capital is paid and administered by the Pension Fund of the Russian Federation.

The payment is exempt from personal income tax (Article 217 of the Tax Code of the Russian Federation).

Conditions of receipt, documents

There is no unified legislative framework on the appointment of a regional MK; each subject independently determines the conditions for issuing funds to families with children. Nose there are general rules which are as follows:

• Citizenship of the Russian Federation.
• Registration at the place of residence.
• The birth of a child in the order that gives the right to receive assistance, usually the 3rd, 4th, and so on.

Applicants prepare documents and submit the collected package to the territorial social protection authority or MFC. This list includes:

1. Completed application for disposition.
2. A copy of the certificate for maternal capital.
3. Passport.
4. SNILS.
5. Birth documents for all children.
6. Confirmation of family composition.
7. Bank details.

Depending on the purpose of using regional funds, an agreement from an educational institution, a purchase and sale agreement, a reconstruction permit, a certificate of real estate, proof of income, etc. may be required.

How to use - step-by-step instructions

Using capital is not at all difficult, but to do this you need to follow several step-by-step steps:

1. First of all, you need to collect a package of necessary documents, which will include a passport, birth certificate of a third or subsequent child, as well as your account details.
2. The second step is to fill out an application in which you ask to issue a certificate.
3. Next, you must go to the pension fund and submit an application and documents.
4. Upon review of your papers, you will be given a certificate for receiving regional maternity capital.
5. After you have discussed and decided where you will spend the money, you can write a new application.
6. In it you reflect your intention to spend money for a specific purpose. When writing a paper, be guided by the regulations of the given region.
7. After this, the same documents as previously are attached to the application and you also apply to the pension fund.
8. After reviewing the papers you donated, employees decide whether to allow you to spend money or not.
9. If you have compiled everything correctly, and also, your goal corresponds to that stated in the entity’s resolution, then you will be allowed to use the funds.
   Remember when you can use regional maternity capital - 100,000, it can only be used three years after the birth of your child.

The funds will go directly to your account , and the pension fund will monitor their spending, or there will be transfers directly to the account of the contractors from whom you purchase a car, make repairs, or perhaps undergo treatment.

The nuances of receiving child benefits in 2020-2021

Child benefits, which include the regional child benefit, are paid from budget funds. Usually payments are made by bank transfer to the recipient's card. From July 1, 2021, transfers of all state social payments are possible exclusively through the National Payment System. This means that benefits can only be received on the Mir card. It is impossible to use cards from international payment systems (for example, Visa and MasterCard) to receive social budget payments. Read more about the innovations here.

If you received benefits on another card, fill out the appropriate application. The application form can be downloaded by clicking on the image below.

Step-by-step instructions for employees on obtaining a MIR card are available in ConsultantPlus. You can view it by getting trial access to the system for free.

Buying a car

If desired, the family can invest regional money in purchasing a car. True, at the beginning you will have to prove that you do not own the car or that you do have it, but it is unfit for driving. Only in this case will the authority considering the application transfer the required amount. It is also worth remembering that the priority is a car from a domestic manufacturer.

We buy household appliances and furniture

After the birth of your third child, you have a chance to better equip your living space. It is allowed to use the certificate money to purchase furniture and household appliances. This could be a children's bedroom set, kitchen furniture, a spacious refrigerator, dishwasher, microwave oven. In fact, those goods that are necessary for favorable living and long-term use. You can view the list on the municipality’s website.

Purchase of agricultural machinery and equipment

In some regions, residents are engaged in agriculture or farming. For such families, funds are allocated as maternity capital for the purchase of special equipment and machinery. There are regions where it is allowed to purchase birds and animals for breeding. At the same time, expenditure on feed supplies is allowed.

Can I spend it on renovating my apartment?

Improvement of the apartment is not a targeted area for spending funds. Improvement of the premises may be allowed, for example, in the Rostov region the authorities allow gas to be installed in the house at the expense of maternal capital. You can pay for repairs to the premises at the expense of capital only if they lead to an increase in usable area.

The size of maternity capital in St. Petersburg and Leningrad Region

Over the past 10 years, the amount of MK has been indexed several times. Today in St. Petersburg it is 165,930.98 rubles, regional maternity capital in the Leningrad region is 126,936 rubles.

IMPORTANT!

Local MKs, unlike the federal ones, still offer very little for the first child. In St. Petersburg, as in most regions in the European part of the Russian Federation, the parents of the third child (or subsequent ones, if they have not used this program before) have the right to receive it. But on Sakhalin they will pay 150,000 rubles for the first-born, 250,000 for the second, third or subsequent ones.

For comparison: regional maternity capital in Karelia in 2021 is 105,500 rubles, in the Nenets Autonomous Okrug - 379,911, in the Nizhny Novgorod region - 100,000, in Tver - 66,238, in Yaroslavl - 58,870.

ConsultantPlus experts examined in what cases and in what order maternity capital funds must be returned to the Pension Fund. Use these instructions for free.

How to implement a regional certificate

Happy families with three children can combine two certificates for one purpose, for example, to buy a house/cottage or close a mortgage. But if you have your own home, you can use the amount for other purposes, ensuring the comfort of the whole family.

Improving living conditions

According to statistics, federal capital is most often spent on housing purchase costs. Local financial support also includes improvement of living conditions. But taking into account the fact that the allocated amount from the municipality is usually 50,000-200,000 rubles, this direction is not so popular.

For purchasing purposes, you should choose an object that meets sanitary standards for the accommodation of minors. All necessary communication networks must be connected to the building.

The terms of payment using maternal capital funds are discussed with the seller in a timely manner, which is specified in detail in the clauses of the purchase and sale agreement. It is worth considering the actual terms of the transaction, which usually range from 1 to 2 months.

Payment for education

Sending a child to kindergarten and school is the direct responsibility of parents. The state pays for preschool education through any type of maternity capital, from a very early age. You can also pay for your child’s lessons in a sports and music school, or classes in creative clubs. You can also use the money for higher education. In this case, the student’s age should not exceed 25 years. Read more about spending money on education (training) in a separate article.

In some regions, they may be required to conclude an agreement specifically with government institutions, but a transaction with a private institution may be refused. In this regard, you should find out in advance the conditions for using MK at Social Security or the Multifunctional Center at your place of residence.

Land acquisition

Regional family capital is also available for the purchase of land, but not in all areas. You need to find out about this on the official website of the municipality. A prerequisite will be the further construction of a residential building and the division of shares between all family members. This direction of spending for QMS from the federal budget is not provided.

Treatment of a child

Thanks to a certificate from the local government, the child can receive the necessary treatment, when the federal government allows funds to be used only for disabled children. You can use regional support provided that the treatment is prescribed by a doctor and is mandatory. This includes dental services, prescription medications, and physical therapy services.

Can I spend it on renovating my apartment?

As we wrote above, the region encourages spending money on getting the apartment in order.

But don’t think that this is allowed in all regions.

Before asking the pension fund to allow you to spend money in one direction or another, be sure to read the entity’s resolution on what maternity capital is, what its size is, and also where it can be spent.

Each region individually evaluates the purposes for which your finances can be spent.

When can I use the regional payment?

At the same time, there are similar conditions: in both processes, in order to implement the directions, you must wait until the child, who has the right to maternity capital, reaches 3 years of age. Of course, not always. Since the Government of the Russian Federation has exempted from age regulations parents who have declared the use of state funds for the treatment and rehabilitation of a disabled child or as part of mortgage lending.