Who has the right to expand living space and how to get in line


For a comfortable stay in housing, you need enough space so that everyone has their own personal space. Various situations (for example, new additions to the family) lead to the need to expand living space. There are several ways to solve this problem.

A family with a small income can submit an application to the municipal authorities. If the living space of the apartment does not meet the established standards adopted in the subject of the Federation, the family can count on an increase in living space.

Due to limited finances, not everyone can improve their living conditions on their own. In this regard, local authorities must keep records of low-income families

. The latter, in turn, must confirm their status with relevant documents.

What does the procedure involve?

The main goal of the housing expansion program is to improve the quality of life of citizens. To participate in it, you must fall under one of the preferential categories

. Only in this case will social authorities be able to accept documents to place the applicant on the waiting list. As a result of their consideration, a decision will be made on whether a subsidy from the state will be provided or not.

The forms and amounts of state assistance are individual - they depend on the composition of the applicant’s family and current living conditions.

Sample certificate of state registration of rights

Central stages

Main contenders

Not all citizens can count on improving their current living conditions. There is a fixed list of preferential categories that are given this opportunity.

You have the right to apply:

  • citizens who do not have their own housing if they have not signed a social rental agreement;
  • residents of dilapidated houses or those intended for demolition;
  • having a family member with a disease that poses a threat to all persons living with him;
  • persons living in the same apartment who are not related to each other;
  • if the dwelling does not comply with fire, construction or sanitary standards, that is, it may be declared unfit for habitation.

Citizens forced to live in a dilapidated building can move up in line faster than all other categories.

Considering that the state’s goal is to reduce low-income citizens, the following social programs are being implemented in relation to housing:

  • issuance of certificates for new housing;
  • calculation of subsidies;
  • transfer of housing stock to social rent.

Sample extract from the house register

Mandatory requirements for applicants

The program to expand housing conditions in 2021 applies to beneficiaries, which include the following categories of persons:

  • citizens who do not own housing;
  • those who do not live in a rented apartment;
  • cases when the place of residence is in critical condition according to physical and technical criteria;
  • families with sick relatives whose residence is unsafe;
  • citizens living in apartments that are too small, that is, the housing area does not meet established standards;
  • situations when people who are strangers to each other and who are not relatives live in the same apartment.

Moreover, if the situation of these citizens is aggravated by the emergency condition of the house or serious dangerous diseases, then they have the right to become participants in the program on an extraordinary basis.

Young families

Only the formed cells of society, which for many reasons are not yet wealthy owners of comfortable living conditions, can try their luck and receive subsidies under the program to expand the living conditions of a young family. However, there are several strict requirements that may stand in the way of those who want to improve their lives at the expense of the state. The criteria that confirm that a family really needs financial assistance are age, the state of the current place of residence and financial income.

If both partners are under 30 years old and live in an apartment that is far from established technical standards, and are also considered low-income according to government indicators, then they can count on government support. However, a commission of local city or rural authorities will verify compliance with these requirements based on the documents provided to the city administration department. It is also worth considering the long queue, in which preferential categories of persons have an advantage.

However, it is not for nothing that the existing program has gained great popularity among Russians, because thanks to the program for expanding housing for young families, hundreds of thousands of citizens across the country have already become lucky.

Other preferential categories of citizens

The main applicants for free housing assistance from the state are persons who meet the following mandatory requirements:

  • large families with children under the age of majority;
  • military personnel released from service due to resignation or transfer to the reserve;
  • state employees, housing program for teachers;
  • families who are close relatives, for example, widows or children, of a deceased WWII veteran;
  • workers in the agricultural industry;
  • young families whose members are under 30 years of age;
  • civil servants;
  • low-income citizens;
  • orphans or children without guardianship;
  • veterans of the Great Patriotic War;
  • disabled people.

It is important to note that belonging to several preferential categories in one person does not increase the chances of an advantage in the queue, because it is possible to use only one of the grounds for participation. It is also worth saying that other citizens who do not belong to the list defined by the regulations cannot count on receiving subsidies, since, within the framework of the law, they are not in need

Where to go

Those who have learned about the existence of the housing expansion program have a question: where should they go to apply. Social protection authorities or local administration are responsible for these issues.

First, it is recommended to contact social authorities to make inquiries about whether the family can qualify for benefits. If yes, then which ones?

For these purposes, you will need two main documents: certificates of income for each family member for the past year and a certificate of the condition of the living space, which can be obtained from the BTI. Based on these documents, the commission will make its decision on the case and give an opinion on whether state assistance will be provided and in what form.

How can I get in line?

There is no single document regulating the order of waiting lists applying for housing expansion. Local governments independently create lists based on the status of beneficiaries and the date of their application. In most subjects of the Federation, at the beginning of the queue are people who had the right to improve their living conditions back in Soviet times.

Only military personnel can count on faster receipt of new housing. There is a special savings mortgage system for them.

In any case, if the family can be classified as low-income, it is worth submitting an application, regardless of the current long queue and its insignificant progress. The sooner this is done, the better

. And then all that remains is to wait.

Perhaps someday the line will begin to move much faster if, say, the state organizes a special project to build new residential buildings for beneficiaries on a mass scale.

Example of a certificate from the BTI

Which citizens have the right to expand their living space?

Many people have a reasonable question: who has the right to additional expansion of living space. The list of such persons is approved by the state.

Beneficiaries include:

  • young families (full or with one parent in whose care there are minor children) who do not have normal living conditions;
  • low-income families whose income per person is less than the subsistence level established in the region as the minimum;
  • large families, for whom the issue of providing additional living space is, as a rule, very acute;
  • war veterans.

If we talk about which of the disabled people has the right to expand their living space, then those who cannot work and, therefore, are not able to solve this problem on their own can apply for housing expansion.

How to obtain the status of someone in need of improved housing conditions

When assigning this status, the income of the applicant and his family members is also taken into account. The state primarily helps those who are unable to purchase decent housing or pay a mortgage at their own expense. To do this, the total family income is calculated and compared with the cost of living in force in a particular locality (but not lower than that established by federal law).

Having gone through all the necessary stages and received the status of a person in need, the beneficiary must be provided with the appropriate certificate. It is a document of title on the basis of which he will be able to receive government assistance in obtaining his own housing.

Design details

Compliance with conditions

To benefit from the Housing Expansion Program, a family must qualify as needy or low-income. The grounds for obtaining such statuses are determined by the Housing Code (Article 51). These must be documented when submitting your application.

. The list of possible beneficiaries was given above.

Article 51. Grounds for recognizing citizens as needing residential premises provided under social tenancy agreements

What papers to submit

A specific list of documents required to apply for housing expansion is compiled by local authorities.

But, as a rule, when applying you need to have the following documents:

  • certificate from the BTI;
  • title documents for current housing;
  • information from the house register (if living in a private house);
  • Russian Federation passport (no benefits are provided for those applying from other countries);
  • certificates indicating serious illness;
  • data from the place of work.

house book

To apply for social assistance, eligible citizens should first ask their local administration where to apply in their case. It is also recommended that you contact your local social security office to obtain detailed information regarding benefits.

The application must contain the following information:

  • information about beneficiaries;
  • information about their real estate;
  • a request for another living space or a subsidy that will allow you to improve your living conditions on your own.

Citizens, as a rule, do not have any difficulties when collecting documents and preparing an application. But if you wish, you can always turn to the services of intermediaries who will advise and prepare all the necessary papers.

It is worth noting that government assistance in the housing sector can only be used once.

State housing certificate - what is it?

You cannot invest it in a house that has already been built but has not yet been delivered.

Repeated receipt of a housing certificate by the same person is prohibited at the legislative level. The certificate can be used as a down payment on a mortgage (if you can find a bank that is ready to issue a mortgage loan for already rebuilt housing). To obtain a guarantee in the form of such a subsidy (and subsidies free of charge) from the state will need to contact local (or federal) executive authorities and declare their desire to take part in the Federal program.

However, there is a list that needs to be prepared for all categories and additional documents will be attached to it: Application

Expansion of housing conditions: documents, laws, program, conditions and registration procedure

After receiving the status of a beneficiary, the citizen will be placed in a queue that moves forward regarding the possibilities of the program. Attention! For example, if a family is among the poor, then it can contact the local governing body with a request for help. If all parameters are met, citizens will receive financial assistance in an amount determined individually for each person. First place will be given to those families whose housing does not meet established standards, and who cannot purchase real estate with better conditions on their own

If all parameters are met, citizens will receive financial assistance in an amount determined individually for each person. First place will be given to those families whose housing does not meet established standards, and who cannot purchase real estate with better conditions on their own.

In such cases, they don’t even think about whether it is possible to receive a subsidy, because it is almost always given under these conditions. A detailed description of low-income families and the conditions for entering the category of such citizens are prescribed in Article 51 of the RF Housing Code.

Before the application is submitted to local authorities, you must confirm your membership in the category. Article 51.

Step-by-step instruction

To sign up for housing expansion, you must:

  1. Find out from the social security authority whether family benefits are available, and which ones. You can also independently calculate how many square meters of housing per family member
    .
    The resulting value must be compared with the norm established by the subject of the Federation (each has its own)
    . If it is less, then this is one of the reasons to apply for government assistance.
  2. If you meet the requirements, prepare an application. A sample of it can be viewed online.
  3. Collect the necessary papers (their list can be checked with civil servants) and submit them for consideration along with the application.
  4. Having received the status of a needy family, sign up for the queue. Even if the line is currently not moving at all, they are still required to accept the applicant’s application, since every family that meets the requirements can take advantage of the right provided for by law.
  5. Regularly check movement in line. At least once a year it is necessary to visit the institution to which the application was submitted to look at the lists to see if the name is there and the current status in the queue.

Sample certificate of entitlement to housing benefits for health reasons:

Receipt procedure

To qualify for the Housing Expansion Program, the most important step is to qualify as needy. It is determined by a special commission, which is appointed by the authorized government agency.

In most cases, documents can be submitted through the MFC, which will forward them to this commission. The completeness of the papers will be checked there

. MFC employees do not check the documents for the accuracy of the information provided - this function is assigned directly to the members of the commission.

If the applicant has several grounds for receiving benefits at the same time, he can only use one of them.

After receiving the status of a person in need, you must register in the queue. This can also be done through the MFC or the State Services Internet portal.

Program conditions and requirements for participants

Important! Regional projects may additionally establish a number of requirements for citizens.

In addition to special requirements, participants must comply with all the conditions set forth in the Housing Code of the Russian Federation, in particular in article:

  • living in premises that do not have sufficient space or do not meet the standards of social norms;
  • the presence of a private lease agreement, but lack of own living space that meets all standards;
  • the living space where the persons currently live does not meet safety standards;
  • persons have mental or infectious diseases that do not allow others to live with them.

In some cases, it is enough to comply with a certain point, but this will require evidence in the form of various conclusions and certificates.

The program is designed for individuals who meet certain requirements of the subprogram, as well as solvency, that is, to participate in the standard scheme, a stable, permanent income is required.

An important condition is the absence of previous participation in the program.

Available Methods

If a citizen gets his turn under the housing expansion or improvement program, he is provided with a state subsidy for the purchase or construction of a new home.

Depending on the state program in which the family participated, funds are provided in the form of:

  • partial coverage of a mortgage loan;
  • housing certificate;
  • down payment on a mortgage;
  • contribution to shared construction.

Each request is considered individually.

As a result, the applicant is offered one of the following ways to solve the problem with the help of government support:

  • preferential mortgage;
  • housing certificate;
  • subsidy for the purchase of an apartment or the construction of a private house.
  • allocation of living space under a social tenancy agreement.

Do not forget that financial assistance from the state budget is provided to citizens absolutely free of charge. Therefore, none of the civil servants has the right to demand from the applicant any percentage remuneration or coverage of any “operating expenses”

. These actions are illegal.

Given that you can wait on a waiting list for a housing expansion project for many years without receiving help when it is most needed, it makes sense to consider other options through which family living conditions can be improved.

One of these ways is to use maternity capital for the above purpose.

It is absolutely legal to spend such capital for:

  • purchasing new housing;
  • building your own home;
  • repair work (for example, for redevelopment, which in some cases makes it possible to increase the usable area of ​​the home).

But you can not use the money for the above purposes immediately, but only after 3 years from the date of birth of the child. True, there is an exception: before this period, funds can be used if the family took out a mortgage loan for any real estate

. In addition, with the help of maternity capital, you can expand a private house by building an extension or other premises.

You must apply for a certificate and funds to the Pension Fund. The document will be provided within 3 months, which is counted from the moment the relevant right is received

. It is necessary to take into account that all transactions on maternity capital are carried out non-cash.

It is prohibited to cash out funds and use them for purposes not provided for by the relevant regulations. Otherwise, these actions will be classified as fraud, which falls under a criminal article, the maximum penalty for which is imprisonment.

Another way to improve current living conditions is relevant for those who live in residential buildings that fall under the housing renovation program. Thus, in 2022, a bill is being implemented in the capital and the Moscow region to demolish dilapidated 5-story buildings and resettle their residents into new buildings.

Moreover, according to the adopted resolution, the housing provided must be equivalent to the previous one. This means at least equal area of ​​the section and the same number of rooms.

According to the law, in case of renovation, apartment owners are given 2 months to move to a new apartment. Otherwise, the issue of registering ownership of new housing is resolved through the court.

Housing tax

will increase by 20% every year.

Find out further how to write an application for expansion of living space.

Is it possible to improve the living space for military personnel? We will tell you in this article.

Housing prices are rising rapidly every year. Now the national average price per 1 sq.

.
meter is equal to 70 thousand rubles. So we calculate: for an apartment of 40 sq
.
meters you will need to pay 2.8 million. Not everyone has that kind of money
.
Therefore, in some cases, residents seek to expand their living space at the expense of the state
. What kind of cases are these and who has the right to expand their living space, what needs to be done in order to get into this program - we’ll figure it all out in the article.

Description of the state program “Housing”

The Federal Target Program has a national character, which allows it to be implemented in all constituent entities of the Russian Federation.
The main direction is to solve the problem of housing for several categories of citizens, in particular young families and people with children. The entire federal target program must be implemented in stages. The current stage was developed in 2010 and approved by RF PP No. This regulatory act specifies activities, financing, as well as categories of citizens who have benefits.

Important! The extension of the Federal Target Program for 2016-2020 is regulated by the Russian Federation GD No. dated August 25, 2015.

How many square meters are there per Russian on average?

Along with the changes and the main regulations, several subprograms were developed:

  • the process of modernizing municipal infrastructure;
  • the process of providing a young family with an affordable category of housing;
  • regional stimulation of housing construction;
  • activities related to the fulfillment of state obligations to a number of categories of citizens with the availability of special benefits;
  • solving housing problems for military personnel, including those retired due to length of service.

The program was detailed, which made it possible to increase the efficiency of implementation. This in turn allowed more young people and families to be reached.

Additionally, the activities of companies and organizations involved in shaping the housing market were intensified.

Important! State-type subsidies, which benefit preferential categories, in particular young families, are considered a way to increase demand for housing. This allows us to contribute to the construction of new housing stock that is environmentally friendly and has good comfort.

The essence of the Housing program

The housing issue is pressing, so a special federal project was created that improved the situation on the market by adjusting a number of conditions for certain categories of persons.


Housing construction in 2021

The main essence of the project is to create affordable real estate using government subsidies. The project was initially launched in 2002. Further extensions were carried out in 2010 and 2015. The deadline is now set for 2020.

Each extension is regulated by a special resolution, which introduces a number of relevant changes. At the same time, the main list of goals remains unchanged.

Goals

  • creating a market sector with environmentally friendly and modern housing that is accessible to different citizens, in particular young people with low incomes;
  • assistance to citizens from the preferential list in providing themselves with housing with the help of state support, which can be expressed in benefits or subsidies;
  • formation of an updated legislative framework;
  • simplification of the relationship between the state, private individuals, for example, investors, and legal entities involved in construction processes.

These goals, when implemented, should have a positive impact on the creation of affordable housing stock.

Tasks

The implementation of the program depends on the achievement of goals and main objectives. Tasks:

  • creating conditions for the mass construction of economy-class housing stock;
  • increasing the provision of people with living space;
  • state assistance to citizens.

The main task is the formation of government instruments to help citizens in the form of certain benefits or possible subsidies that will expand the opportunity to purchase new premises.

The essence of the program

The state does not help everyone. If you, like Philip Filippovich Preobrazhensky, would like a separate, eighth room for a library, then the government agencies will not be able to do anything about it: buy it if you want. Only a citizen belonging to a preferential category can get into this program.

Reference. All categories are specified in Art. 51 of the Housing Code of the Russian Federation.

Having determined that you have the right to receive additional meters of living space , it is necessary in accordance with Art. 52 of the Housing Code submit an application to the appropriate authority and stand in line

. This queue is moving slowly but surely, so everyone who is already in it will achieve expansion of their own housing.

Often the state helps those in need in the following ways:

  1. Mortgage at reduced interest rates.
  2. Providing citizens with subsidies to expand their housing conditions (down payment on a mortgage or assistance in purchasing an apartment on their own).
  3. Organization of social programs to increase living space.
  4. Provision of housing in accordance with the social tenancy agreement.
  5. Financial assistance from the state for individual purchase of an apartment.
  6. Organization of social programs for the distribution of housing among needy citizens.

Preferential categories

Those who cannot provide themselves with decent living conditions need help . It's logical

. After all, the state’s inattention to the fate of large families, low-income citizens, disabled people and other needy categories can lead to an increase in mortality, crime and general discontent of the population. And according to the Constitution, the Russian Federation is a social state, which means it must provide its citizens with social benefits.

Citizens who have the right to expand their living space include::

  • young families - newly created families with or without children, full-fledged or not, who do not own the necessary housing, can safely turn to the state for help (newly created families include only families of young people - older people who get married cannot count on benefits) . Programs to expand housing for young families in our country are not uncommon;
  • low-income families - a family is considered low-income if the amount of income for each member is below the minimum subsistence level, and it should not have its own housing (inherited, won or any other); then the state will provide such a family with square meters in accordance with the minimum indicators for each of its members;
  • large families are probably one of the most demanding benefit categories when it comes to living space, because without the necessary square meters, the normal development of children is simply impossible;
  • disabled people and their relatives - this category includes disabled citizens or those who care for them, because they cannot earn money for housing on their own;
  • WWII veterans.

Although there is a certain queue when obtaining additional square meters, in some cases you can move through it faster than others . One of these may be living in an emergency house.

It can be useful:

Where can I see the waiting list for a land plot for large families?

Queue for benefits

Today in Russia there are about 7% of large families with minor children - this amounts to about 3.5 million families with more than three children. After submitting documents to receive benefits from the state, the family waits for a decision on the form of the benefit and is added to the queue for a subsidy. The maximum waiting time for a subsidy is about a year. A large family has the right to purchase secondary or primary housing, as well as build a house with the help of funds received from the state. If the subsidy is allocated in the form of a reduction in the mortgage loan, then in 2014 this percentage was 11.4% per annum, which is lower than the average mortgage loan interest rate of 15%. Such assistance also often turns out to be very beneficial for a large family. Conditions for reducing loans for purchasing housing or improving living conditions are provided to families where the amount of income per person is not lower than the subsistence level.

Despite the fact that it is not easy for a young family to get back on its feet, especially with a child, in Russia there is a program aimed at providing affordable housing for families or providing expansion of housing for a young family

. This pressing issue is being resolved through the adoption of federal programs for the affordable purchase or construction of housing, and project support at the regional level. The very fact of the implementation of such campaigns has a number of claims and questions, but the fact that the economical housing program exists and operates leaves a positive mark as it is implemented.

How to get in line

The queue moves very slowly . For example, on some lists those who were placed there during the existence of the USSR are still waiting for conditions to improve, i.e.

.
almost 30 years ago
. The process is slowing down because there is no single, final document.

Peculiarities. Each municipality, administration or other local government body compiles and maintains such queues independently. This point is not regulated at the legislative level.

. This is where all the problems come from. Therefore, there is no specific answer to the question of how to get on the waiting list for expanding your living space correctly and without problems.

There is a procedure for applying for an expansion of living space , which is not necessary to adhere to, but will be useful for the success of the business:

  1. Determine on your own whether there is a chance to receive benefits from the state.
  2. Having realized that you belong to the benefit, you need to determine how many additional meters you need. Divide the total area of ​​the current apartment by the number of family members living in it
    .
    The result obtained must be compared with social norms
    . If your number is lower, feel free to apply.
  3. Even if you see that those who submitted an application several years ago are still in the same place and there are practically no visible chances of receiving help from the state, do not despair. It's worth submitting an application
    . Maybe you'll get lucky.

What documents are needed to expand living space?

If local authorities are responsible for preparing the lists and maintaining the queue, then they also determine the list of documents required for registration. Therefore, in each individual entity, the list of these documents may differ from the list of documents of another entity or entity

.
But most often you need to provide the following:

  • extract from the BTI (Bureau of Technical Organization);
  • documents confirming ownership of the current apartment;
  • an extract from the house register if the citizen lives in his own house;
  • an identity document (only a Russian passport, since foreigners do not have the right to receive assistance from the state);
  • if necessary, medical confirmation of the presence of serious illnesses;
  • certificate from work or educational organization;
  • information about the state of the family (marriage or divorce certificate, family composition, if you want to participate, for example, in a program to expand the living conditions of a young family, etc.).

In different situations, a package of documents will need to be submitted to different government agencies . For more detailed information, you will need to contact your local administration. It's a good idea to visit your local social security office to find out what benefits you may have.

There are no problems even if you cannot physically contact the local administration or other necessary authority. An authorized person can do this for you . You can also fill out an application through any MFC or even upload everything to the government services website

. However, we must remember that this opportunity is not available throughout Russia.

Statement

An application is required to be placed on the waiting list . There are usually no problems with it, since it is not filled out independently, but together with specialists

. However, to submit an application electronically, you must write it by hand. The following points must be kept in mind:

  • all necessary information about the benefit and citizens receiving benefits;
  • information about their ownership of any housing;
  • an official request to provide free space or finance for the purchase of housing.

You can also find a sample application for expansion of living space and the procedure on our website.

How to apply?

As a category of citizens in need, individuals submit applications to local government bodies.

Applications can be submitted in several ways:

  1. At the place of registration or actual residence - contact the local administration.
  2. Using the services of a multifunctional center, referring to the resolution of the Government of the Russian Federation on mutual cooperation.

If the legislation provides for a different procedure for filing applications, then citizens of the subject may resort to it.

Documentation

Simultaneously with the application for the provision of living space that complies with accounting standards, a package of documents is submitted.

In return, the government agency issues a receipt stating that these documents were submitted by the citizen (the date must be indicated, a list of papers is mentioned, etc.).

It is important that a number of documents will be obtained through interdepartmental cooperation - the administration will independently send a request for the issuance of a number of documents to the tax office, the Pension Fund, etc. If the application is submitted by submitting documents to the multifunctional center, then a receipt for receipt of the papers is drawn up by its employees.

If the application is submitted by submitting documents to the multifunctional center, then a receipt for receipt of the papers is drawn up by its employees.

The decision to register or refuse to register is announced three days after submitting the documents. If they were handed over to a multifunctional center, then this period can be extended until the body making such a decision notifies the MFC employees about it.

The package of documents that must be attached to the application is determined depending on the selected state support program, as well as the list independently established by the local administration.

In any case, it includes the following papers:

  1. A copy of the applicant’s passport, photocopies of passports (birth certificates for citizens under 14 years of age) of the applicant’s family members living with him.
  2. Certificate of ownership of real estate (if available), technical passport, cadastral documents. about persons registered in the residential area.
  3. Social tenancy agreement for real estate (if available), related documents. Technical documents for real estate indicating the total and living area of ​​the property.
  4. Extract from the house register about citizens living in the residential area.

Who has the right to expand living space?

Categories of citizens who can be recognized as having the right to expand their living space are clearly stated in Article 51 of the Housing Code of the Russian Federation. These include:

  1. Citizens of the country who, at the time of writing the application, do not own residential premises, and they do not use them under a lease agreement.
  2. Beneficiaries may have other premises on a social lease basis, but their total area must be less than the accounting norm, which is based on one person in a particular district or region.
  3. The family must be officially recognized as low-income and have documentary evidence of this. This means that the profit for each family member should be less than that established in the region where they live.
  4. Owners of maternity capital, which is paid after the birth of the second or subsequent children, can also take advantage of the right to receive housing certificates.
  5. Military personnel and members of their families have the right to apply for improved housing conditions at the expense of the state.

If you belong to one of these categories, and the housing does not suit you in terms of space, feel free to write a corresponding application.

Expansion of living conditions

There is only one exception: the family took out a mortgage for the purchase or construction of housing. To do this, the following documents will be required:

  • documentation confirming the applicant’s expenses for housing improvement - receipts, contracts, etc.
  • children's birth certificates;
  • SNILS (insurance certificate);
  • applicant's passport;

Maternity capital funds should be used to expand the living space of a private house - through the construction of extensions and other residential premises. In addition, you can:

  • independently carry out construction work. Provide PFR specialists with receipts for expenses and contracts with relevant companies.
  • use the services of a contractor;

An application for the issuance of a certificate and funds is drawn up at the office of the Pension Fund of the Russian Federation. The issuance time ranges from 1 to 3 months from the moment the rights to maternity capital appear.

Where to go

The next question that interests such families is where exactly they should turn for help. Such issues are dealt with by the administration or social protection authorities.

First, you should visit the social security authorities to find out whether you are entitled to benefits and what benefits they are. To do this, prepare the following documents in advance:

  1. Certificate of family income for the last year. With this document, you show that you really do not have the opportunity to purchase housing on your own.
  2. A certificate from the BTI about the technical condition of the living space where you currently live.

Based on these two certificates, a decision will be made on benefits and on placing you on the waiting list for housing. But for this you will need to wait, since in such situations an entire commission is created that carefully considers each individual case.

Expansion of living space with the help of the state


You can get new housing or a subsidy from the state

There are two options for the development of further events: either the state provides you with a ready-made apartment or house that has a larger perimeter than the previous housing, or it gives you a certain subsidy, the amount of which is determined individually.

Depending on what living conditions you have today and what program you are in, events may develop differently:

Participation in the “Young Family” program provides an opportunity for young families with children to receive financial assistance to purchase their own housing. So, if parents have children, they receive 35% of the cost of housing, if they do not, then 30%. The money can be spent either on repaying a mortgage loan or on a down payment in shared construction.

If the apartment has already been privatized, then a lot depends on how many people are registered in it, and how many of them have exercised their right to improve their living conditions. For example, if 5 people are registered in an apartment, and 1 of them has already exercised their right, then the calculation is no longer for 5, but for 4 people.


Low-income families can get help

There is no separate law for large families; they can take advantage of state assistance only if they are recognized as low-income. In other cases, it does not matter how many children the spouses have.

Improving your living conditions with a mortgage is one of the fastest and most common ways. Simply, when applying for a loan, it is indicated that the money is being issued for a mortgage with government support. It is important to know that a family cannot pay more on a loan than 40% of the total earnings of its adult members.

Types of government support

Today the state offers several options for helping those in need. Each case is considered separately and depends not only on the category of the applicant, but also on the region of application.

Each subject of the Russian Federation is ready to offer special programs and subprograms aimed at improving the living conditions of various social groups. In addition, banking and other commercial organizations can offer their preferential terms to help citizens in need.

Mainly, measures to expand housing space come down to the following actions:

  • Providing a mortgage loan at a reduced rate.
  • Granting subsidies to pay the down payment on a mortgage loan or to reimburse part of the cost of housing.
  • Special programs for purchasing housing on the primary market.
  • Allocation of an apartment under a social tenancy agreement.
  • Targeted programs for the purchase of housing (teachers, medical workers, military personnel, etc.).
  • Allocation of land plots to preferential categories of citizens on special preferential terms or free of charge.

Today, those who are on the waiting list for housing expansion are actively participating in the federal Housing program. Within the framework of this program, there are various branches designed to improve the current housing situation among certain social segments of the population.

Particularly popular are programs to support young families, offering housing certificates or subsidies to spouses under the age of 35.

Thanks to the possibilities of housing programs, citizens use several ways to improve their living conditions:

  • Issuance of a certificate for an apartment.
  • Issuing a mortgage loan on preferential terms.
  • Assistance in purchasing an apartment from local authorities at a reduced cost.
  • Subsidy allocation.

Housing subsidies

The main measure to improve the living conditions of certain social categories is the provision of housing subsidies. By offering subsidies, the state provides financial support in the following areas:

  • Purchasing an apartment in an apartment building.
  • Purchasing a home (for certain groups of people).

As a rule, the subsidy is allowed to be used within 12 months after receiving the certificate. Assistance is allocated at a time and is provided only once within the framework of one of the programs for expanding living space. In addition to the funds allocated by the state as part of the subsidy, you can use personal or borrowed funds when purchasing a home.

ZhKRF mentions the rights of citizens to receive housing subsidies. The form and procedure for providing support is controlled by certain legislation of each region of the Russian Federation, for each group of beneficiaries separately.

After the entry into force in 2007 of a form of state support for young families with 2 or more children called “Maternity Capital,” an increasing number of families are seeking to take advantage of capital as a chance to improve their living conditions.

Maternity capital is a federal monetary certificate for a special purpose, which can only be used once.

It is assumed that the certificate can be used not only to expand living space, since there are several ways to implement maternity capital, including increasing the amount of the mother’s pension.

But most often citizens take advantage of the housing benefits provided by maternity capital:

  • Purchase or construction of residential premises. Funds can be transferred directly to the seller, to pay off a mortgage loan, used as a down payment when applying for a mortgage loan, or transferred to the contractor's escrow account.
  • Construction, reconstruction of individual housing construction.

Using the certificate to pay off debts or to open an interest-bearing deposit in a bank is prohibited by law. It is also unacceptable to cash out maternity capital. These prohibitions were created to help parents, as they save funds received under the certificate from unreasonable waste.

In addition to the federal certificate, some regions implement their own measures to support families with two or more children - regional family capital. The amounts offered by the regions are, of course, smaller, but nevertheless serve as support for families with children, including in improving their living conditions.

To clarify whether your region provides such a support measure, you need to contact the social protection department at your place of residence.

How to get into the queue and keep track of it

As for the queue, there is no specific order, order or document in accordance with which the queue is formed. This is done by social workers themselves, based on the number of people applying for housing at that moment.

But housing is now being built very slowly, because in some small towns there are still those on the waiting list who joined it more than 25 years ago.

The situation is a little better for the military; the system becomes available to them if a simple soldier or a representative of more senior ranks becomes a participant in the savings mortgage system and draws up all the necessary documents for a housing loan.

You can track the progress of the queue on the website of regional administrations, or by directly visiting the social service at your place of registration and residence.

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