How is apartment rent calculated in 2022?

Vladislav Melnikov, senior vice president of VTB Bank, head of the IFC Match Point project, answers:

This format of real estate has many more advantages than disadvantages. Firstly, apartment complexes often have a better location: they are built near metro stations, close to major transport arteries of the city and therefore have good transport accessibility

.
Secondly, the cost of the apartments is an order of magnitude lower than the price of a comparable apartment in a new building located in the same area
.
The difference in price reaches 15-20% on average
.
Thirdly, from the point of view of social infrastructure, apartment owners will not be limited in the use of municipal institutions (clinics, schools, kindergartens) - they have access to all the same opportunities as apartment owners
. Fourthly, an important advantage of the apartments is the availability of hotel services, which allows you to get an additional level of comfort by shifting some of your everyday problems onto the shoulders of professionals.

What really worries potential apartment owners a little is the size of their utility bills and property taxes. In apartment complexes (since by legal status they belong to the category of non-residential buildings), the difference in payments will be 15 percent higher. The situation with the tax is the same: it will be higher (the tax on apartments is calculated at a rate of 0.1% of the cadastral value of housing, at apartments - from 0.5%)

. However, taking into account the significant difference in the purchase budget, these saved funds will be enough to pay for utilities and taxes for at least two generations of owners, and if the capital authorities “rehabilitate” the apartments, equating them to housing, then there will be no need to worry about how.

Managing partner of Rezidential Group Emil Zakharyaev answers:

When buying apartments, you should have a clear idea of ​​their advantages and disadvantages.

Advantages:

1. Usually the price of apartments (especially those belonging to the comfort class) is 10-15% lower than similar apartments. However, this difference is gradually leveled out

. Developers are bringing multi-format projects to the market, in which apartments and apartments are sold at approximately the same prices.

2. As a rule, apartment complexes are built in areas that have a favorable location

.
If the object is located in an industrial zone, then most often it fits into the existing residential development
.
In Moscow, the metropolitan districts “Savelovsky” and “Fili” can be cited as such examples
. At the same time, land plots on which apartment buildings of economy and comfort classes are built are often located on the periphery.

3. The apartments can be converted into housing stock

. This can be done both after the complex is put into operation and during the construction stage. In the first case, the transfer is carried out by the owner of the apartment, in the second - by the developer.

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Flaws:

1. Since the apartments are classified as non-residential premises, permanent registration cannot be obtained in them.

.
Residents can only obtain temporary registration, which does not entitle them to many social benefits
. First of all, we are talking about travel on city public transport, child benefits, additional payments to pensions, etc.

2. Residents of apartment complexes pay higher property taxes than those who live in apartments. In the near future, the amount of tax will increase, since it will now be calculated based on the cadastral value of the apartments.

3. On average, tariffs for housing and communal services in apartments are higher than in apartments, since the calculation is carried out according to rates for commercial real estate

. However, taking into account the lower initial cost of purchasing the apartments, such an overpayment is compensated.

4. Many apartment complexes are built to different construction requirements than regular apartments. This means that in some projects (and sometimes in specific apartments) lighting standards may be violated or the permissible noise level may be exceeded

. It should be noted that apartments designed in accordance with the standards adopted for residential premises are much easier to convert into housing stock.

Additional expense - land tax

For the purpose of building a house, the developer usually leases land from the state. In some cases, construction may be carried out on private land. After completion of construction, the site can either be transferred to the common ownership of the residents of the house, or continue to be leased.

Owners of land plots in Russia are required to pay land tax.

From January 1, 2022, owners of premises in apartment buildings are exempt from land tax (Article 389, part 2, paragraph b) of the Tax Code of the Russian Federation). In relation to apartments, such a benefit does not exist.

Therefore, if the land plot under the apart-hotel is purchased as a property (also at the expense of the apartment owners), land tax will be charged at commercial rates. You can read more about them in the article on apartment taxation.

If the plot is not transferred into ownership, the rent for it will also fall on the shoulders of the apartment owners.

Ekaterina Belyaeva, marketing analyst at BFA-Development CJSC, answers:

Over the past two years, the situation around apartments has changed significantly. Thus, since July 2015, their technical status as non-residential premises has been legally abolished: now they have been given the status of “buildings with residential premises intended for temporary residence (without the right to permanent registration)”

.
This means that future apartment owners can expect improvements in the use of the social infrastructure of the area: schools, kindergartens, clinics
.
The next stage, which the Government of the Russian Federation promised to implement during 2021 at the legislative level, is permission for residents of apartments to obtain permanent registration
. And finally, an important step that has already been taken is the issuance by AHML of mortgage loans for the purchase of apartments. Thus, the chances of apartments being equal to ordinary housing increase.

If we talk about the current state of affairs, then at the moment the price for purchasing apartments is 10-15% lower than for housing in standard residential complexes in the same area. However, housing costs, including rent, utilities for tenants and taxes for owners, are 30-40% higher than for owners of ordinary apartments. In addition, if the cost of paying housing and communal services for an apartment exceeds a certain share of family income, then you can take advantage of a subsidy for compensation from the state

. In the case of apartments, such a situation is excluded.

When renting out an apartment, it is worth remembering that this is a legal rental. Contracts with tenants are supervised by the management company, which is responsible for this

.
The real profitability from renting out apartments is not so high: 4-7%. The final profit figure is affected by the increased tax on apartments as commercial real estate and the tax on profits from renting it out
. This is precisely the significant difference between renting apartments and ordinary apartments, the owners of which, as a rule, do not declare their activities to the tax authorities and do not pay taxes. Thus, the associated costs for apartment owners are higher than for apartment owners.

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Housing and communal services for apartments and apartments in Moscow. Calculation method.

Let's define a method for obtaining information. A simple reference price is 10-25% higher for different types of services does not tell the buyer anything. Especially if this person is a newcomer. He doesn't even know what amount to count from.

The first way is to take the receipt for payment of utility bills for the apartment and for the apartments and compare. But people will say, yes, it’s like this in your house, but it’s different in others.

Therefore, we will seek information from the competent authorities that provide or supervise these services. This will be the website of the management company, the website of the Moscow government, Mosenergosbyt, Vodokanal. After all, the size of utility bills is controlled by the state. Companies can manage 200 or 500 houses; here the statistics are more reliable.

Here is an example: a company manages 1301 houses. But these houses are not only in Moscow.

Housing and communal services for apartments and apartments in Moscow. What is included in utility bills?

What is included in utility bills?

Heating, housing maintenance, light, cold water, hot water, drainage.

Since apartments are usually buildings higher than 9 floors, there will be electric stoves. These are the requirements of GOSTs and SNIPs. In apartments with electric stoves, the cost of electricity is lower. But there are no discounts in apartments; they are non-residential premises. But we can compare it like with apartments where there is gas and where there is no gas. That is, there will be two prices for electricity. The next point is accounting for electricity consumption over time. It is more expensive in the morning and evening, cheaper during the day, and even cheaper at night. So let's get started.

Calculation of electricity payments.

Moscow electricity tariffs.

This is a screenshot from the Moscow government website. In column 4 the price is indicated for the period from 01/01/19 to 06/30/19. In column 5 from 07/1/19 to 12/31/19.

Difference 5.25-6.57 rubles = 1.32 rubles. during peak consumption times from 7.00-10.00 and from 17.00-21.00

4.37-5.47 rub. = 1.10 rub. during half-peak times from 10-17 and 21-23

Night 1.37-1.95 RUR = 0.58 RUR. night from 23-7 hours.

As a percentage, during peak and half-peak times the price is 25% higher, and at night 42%. We got it as follows: 1.32/5.25*100%= 25% 1.10/4.37*100%= 25%

0,58/1,37*100%= 42 %.

Now let's count in money. Let's take, for example, a 1-room apartment and an apartment with two residents. There are consumption standards for one person, for two people. We will take an example from life: 120 kW per month. 50 kW at peak, 40 at half-peak, 30 at night. The numbers are conditional, you may have more or less. But this is an average option, you can calculate your option using our example. We will calculate for an apartment and for an apartment.

The difference in payment for electricity at 120 kW of consumption will be 605.8-478.4 = 127.4 rubles. For a family of two.

Heating.

Cost 1 Gcal. Heat supply tariff for the population.

Heating for legal entities.

We will compare the tariff when connecting to the heating network to heating points operated by the heat supply organization. For the population we get 1803.24 rubles,

for legal entities 1531.26 rub. for some reason it’s less, which contradicts the usual opinion, but that’s how it is. We take an apartment and apartments with the same area of ​​35 m2. Although apartments, as your first home, you can and should take 21-23 m2. It is more difficult to get an apartment of this size; it will be a studio and there are much fewer of them on the market. This will be a separate topic and article for us.

According to the norm, 0.016 Gcal is consumed per 1 m2. heat. We assume that for a room of 35 m2 you need 35 * 0.016 Gcal = 0.56 Gcal.

Housing and communal services for apartments and apartments in Moscow.

Housing and communal services for apartments and apartments in Moscow. Standards for thermal energy consumption for heating residential premises.

Amount of Gcal for heating 1 m2 of living space.

Now we find the cost of heating our premises. Multiply 0.56*1,803.24=

1009.81 rub. for an apartment. For apartments 0.56 * 1,531.26 = 857.51 rub.

Here, for an apartment, oddly enough, the payment is more than 1009.81-857.51 = 152.30 rubles.

Hot water.

Tariffs for hot water for the population and other consumers.

Rate. Hot water for the population and others.

Let's take the average cost for a family of two people: 4 m3 of hot water per month. If you have more or less, substitute your numbers and get the desired result.

For an apartment 4m3 * 191.72 = 766.88 rubles. for apartments 4m3*159.77= 639.08 rub. Again in favor of the apartments 766.88-639.08 = 127.8 rubles.

Housing and communal services for apartments and apartments in Moscow. 4. Cold water and drainage.

Tariffs for water and sanitation for the population.

Tariffs for water and sewerage for other consumers.

Let’s take the average cost for a family of two people as 6 m3 of cold water, and we get 10 m3 of water disposal. Cold water 6m3+4m3 hot water=10 m3.

We calculate for apartments: cold water 6m3*38.70=232.2 rub. water disposal 10*22.47=224.7 rub. Total: 232.2+224.7=456.9 rub.

We calculate for apartments: cold water 6m3*32.25=193.50 rub. water disposal 10*22.89=228.9 rub. Total: 193.5+228.9= 422.4 rub.

Let's compare the result: 456.9-422.4 = 34.5 rubles. in favor of apartments.

Maintenance of premises.

Here, apartments will have an additional, mandatory payment for major repairs. At the apartments it is possible to pay for security, concierge, video surveillance. We will deduct them from the mandatory payment, since it is not mandatory and depends on the decision of the meeting. And this is an additional service. If anyone thinks differently, then naturally they can add it and get their own version of the calculation.

So let's get started.

Tariff for the maintenance of residential premises, if it was not established at a general meeting of residents.

Housing and communal services for apartments and apartments in Moscow.

Housing and communal services for apartments and apartments in Moscow. Tariff for major repairs, the minimum rate, unless otherwise adopted at the general meeting of residents.

In total, for an apartment we will take into account the maintenance of housing plus major repairs and the minimum fee. We get 29.04+18.19= 47.23 rubles. per m2. 35*47.23=1654.1 rub.

Oksana Matorina, head of the sales department of new buildings in Moscow and VSN Realty, answers:

Utility tariffs for apartments are comparable to those for commercial real estate. Compared to ordinary apartments, the cost of heating for the apartment owner will be 20-30% higher, for water supply the difference reaches 20%, but specific figures depend on the region and the management company.

The buyer of apartments must take into account other features. Firstly, when purchasing such real estate it will not be possible to receive a tax deduction

. The second point is the tax rate, which for apartments is 0.1–0.3%, and for apartments it is 0.5–2% of the cadastral value. In addition, there is another important nuance: the owner of the apartment does not have the right to keep such an object as his only home if his property was described for debts.

However, the apartments also have their advantages. First of all, this is an advantageous location, because most of them are built in the business districts of the city. On the Moscow market, up to 65% of such offers are in the Central Administrative District

.
The second advantage is that apartments are often sold with finished finishing, furniture and appliances
.
This state of affairs is convenient for landlords and those who are interested in their own “travel” housing
. Those wishing to carry out redevelopment will not face such stringent requirements that are typical for apartments. Hotel service, which is typical for all apartments, is also important.

Finally, a huge advantage of this segment is its fairly low price (compared to apartments of a similar level). On average in Moscow the difference between these real estate properties is 10–20%. For comparison: the price of a one-room apartment in the Filevsky Park area starts from 7.6 million rubles, and the cost of housing with an area of ​​30 sq.

. meters in an apartment complex located in the same area is approximately equal to 5.2 million rubles.

As for any restrictions when living in apartments or renting them out, apart from the issue of registration, there are no other problems. There is hope that this restriction will be lifted with the adoption of a new law on the status of apartments

. Therefore, it is possible that some of them will soon turn into housing stock.

Good news: you don't have to pay a fee for major repairs

And yet, according to one item of expenses, the owner of the apartment is in a more advantageous position than the owner of the apartment. Recently, each apartment has been charged a mandatory contribution for major repairs of the common property of an apartment building. It can be transferred either to a centralized fund or accounted for in a separate account for this house.

However, this fee is established only for multi-apartment residential buildings. In accordance with Articles 169 and 171 of the Housing Code of the Russian Federation, it is paid by:

• owners of residential premises (apartments); and
• owners of non-residential premises in an apartment building.

Since the apart-hotel is not an apartment building, the owners of the apartments do not pay a fee for major repairs.

Before making a profitable purchase of an apartment, it is worth assessing the future amount of utility bills. It is possible that the favorable price offered by the developer will ultimately turn out to be not so attractive.

Apartments are on average 20-30% cheaper than apartments - a tempting offer for purchase. But this is “non-residential” housing, with all the features of commercial real estate, for example, higher taxes and utility bills, lack of registration, etc.

. How is life for those who chose

apartments

?

“The main pitfall is taxes”

Elena, residential complex “Yaroslavskoe highway, ow. 122-124" (Yaroslavsky district )

- I bought

apartments

in 2022, then nothing was known about them yet. The developer warned that there would be no registration. But I didn’t need it: I’m a Muscovite, my daughter goes to a private school, my employer provides me with medical care

. And the price was much lower than for apartments - about 2.5 million rubles. And we got spacious

apartments

81 sq. m in a good area.

We have a standard standard design for a residential building, and all standards have been met; there have been no problems in terms of living conditions over the years. Water supply, electricity, heating, sound insulation - everything is as usual

apartment

X.

Many of our problems were solved in the first years thanks to the activity of residents. I know that the initiative group from the house reached an agreement with the municipality, and all the children were quietly taken to kindergartens and schools without registration. At first, the utility bills were inflated, and we negotiated with the management company for a long time

.
Now everything is all right. For an apartment 81 sq
. m I pay about 2022 rubles, including utilities, electricity and water.

The most important problem is taxes, which are calculated as for a commercial premises. Last year I paid about 70 thousand

.
rubles (rate 1.2% of the cadastral value), this year 80 thousand rubles (1.3%), and next year it will be 150 thousand
.
rubles (1.4%). Our cadastral value has increased, but we cannot achieve a preferential rate of 0.5%
.
To receive it, our house must be included in the register of apartments in Moscow, but the Department of Economic Development refused us
. This process is not clearly defined or worked out, so there are a lot of reasons for refusals.

Next year the property tax will already be 150 thousand rubles. We never foresaw such a trick

Elenazhitelnitsa residential complex “Yaroslavskoe shosse, vl. 122-124"

We will file a lawsuit because this is a very important issue for most residents. We have pensioners, disabled people, young couples for whom this is a significant amount

. We never foresaw such a catch; who knew in 2022 that our tax legislation would change.

What I advise : be sure to read all the documents and immerse yourself in all the legal subtleties. Look at the permitted type of land use, permission to commission

. In general, before purchasing, do very painstaking work, which will help you not to fall for the developer’s advertising.

“Ideal for young people, I wouldn’t recommend it for mothers” Daria, residential complex Tribeca apartments (Basmanny district)

– Initially, when we decided to buy real estate, we didn’t think much about apartments. Needed a small one

apartment

for son. And most importantly, it had to be already rented housing, close to the metro and at an adequate price. The realtor offered us the Tribeca complex

. Although we didn’t consider Baumanskaya, we went to look... and fell in love.

A modern, beautiful house with panoramic windows, in a historical area, with a temple nearby. We didn’t think for a second, we bought it

apartments

53 sq. m for 14.7 million rubles. Compare price with similar ones

apartment

It’s difficult for me in this area, since I didn’t look for anything else, but on the gray metro line all the offers were more expensive.

It’s strange to me why you would buy a studio in an apartment complex with a small child when it’s clearly for young people

Daria Tribeca apartments

Perfect for a young man

apartments

. My son really likes the complex, especially the location - close to the center, 5 minutes walk from the metro, as a result, you can get to any point in Moscow in 30 minutes. I know that there are those who are dissatisfied

.
For example, mothers with children constantly complain about music, even during permitted hours
.
The audibility, unfortunately, is excellent
.
Although we immediately made soundproofing, they can still hear it through the ventilation, at least according to them. My son learned the hours when it is legal to make noise and when it is prohibited
. Although, in general, they live in non-residential premises to which these standards do not apply. It’s strange to me why you would buy a studio in an apartment complex with a small child, when the target audience is clearly for young people.

Among the noticed disadvantages: the supply of electricity and water. As we understand, the power is less than in

apartment

X. If a lot of equipment is turned on, the chandelier begins to flicker

. And the water pressure is not as strong as we are used to.

The status of the apartments did not bother us. “Registration” already exists in Moscow

.
Of course, there is the issue of utility bills and taxes. But we are of the opinion that you have to pay for a convenient and comfortable life
.
In fact, not much comes out
.
For everything, including meters, an apartment of 53 sq
.
m in the city center costs 2022 rubles per month. We think this is a normal price
. For a three-room apartment about 70 sq. m in Novoperedelkino, our relative pays 2022 rubles, she also lives there alone.

What I advise : know what you are buying and understand what your goals are. If you need registration and infrastructure, I don’t recommend it

.
Not needed - look at the object
. If you like it and have the feeling that you want to live in it, take it. This is not serfdom; you can always sell and buy another property.

«At current prices, I would choose an apartment rather than

apartments

»

Olga, Loft Garden residential complex (Sokolniki district)

– I needed housing in the city center so as not to travel far and not get stuck in eternal traffic jams, this was the main criterion. The price was only acceptable

apartments

. I was choosing between the Mira Park residential complex on Mira Avenue and the Loft Garden residential complex on 2nd Rybinskaya next to Sokolniki.

.
The cost in both cases was 12 million rubles for 55-57 sq.m (as of summer 2022)
.
But I didn’t like the first object, the quality of construction was poor, and the material was monolithic
. And the Loft Garden is a refurbishment of a building built in the 1950s, where the design bureau used to be located. M. Mile. Accordingly, it is brick, large windows, its own yard with chestnut trees.

For me it

apartment

. I don’t sit every day and think about living in an apartment because I don’t feel any difference

.
For example, audibility is within normal limits (we have brick walls), there are no problems with parking, we have a guarded parking lot at our house
. I didn’t need registration initially. Utility costs are the same as in an apartment.

We now have all the problems due to the bankruptcy of the developer.

OlgaZhK Loft Garden

We now have all the problems due to the bankruptcy of the developer (RED Development). There is no hot water or constant heating, no lighting in the yard, etc. To solve all these problems, we raise money on our own, which is a big additional cost for residents.

. But the point here is not that we have

apartments

. This situation could also arise with

apartment

mi.

What I recommend : everyone needs their own. It seems to me that now the cost of apartments has decreased, so at current prices I would choose residential premises rather than

apartments

.

Apartments appeared on the Russian real estate market relatively recently. Their uncertain legal status is still a stumbling block.

. At the moment they are considered commercial premises designed for temporary residence.

Since this property is classified as commercial, it may not meet the requirements for residential premises. For example, there may not be necessary infrastructure or parking near the apartment

. The construction of commercial real estate is often carried out without taking into account insolation standards and other standards applied to residential real estate.

It is not possible to obtain permanent registration in the apartments. For citizens living in commercial real estate, only the possibility of temporary registration is available, which can be done through a management company on the basis of a certificate of ownership.

Before purchasing such housing, many buyers are interested in how high utility bills are in apartments compared to residential real estate.

Nuances of accommodation

Apartment owners may face all the disadvantages inherent in commercial real estate. One of them concerns the calculation of utility bills.

For such real estate, housing and communal services fees are calculated at commercial rates. This means that in apartments the payment can be many times higher compared to a similar payment for residential premises.

Another nuance that can be attributed to disadvantages concerns the calculation of real estate taxes in relation to apartments. When paying similar tax contributions for residential premises, citizens can take advantage of deductions based on footage.

For apartments such deductions do not currently apply. In addition, when calculating the tax on apartments, a minimum tax rate of 1% is used, rather than 0.1% as for residential properties.

Based on the above nuances, the cost of apartments is often significantly lower than the cost of residential apartments. For example, the average price of a 1-room apartment in a city with a population of over a million can range from 2.5 to 3 million rubles

. At the same time, the cost of apartments in a similar city can be about 1.5 million rubles.

If apartments were equal in status to residential premises, this would make it possible to solve many difficulties for developers and buyers. However, this issue has not yet been resolved at the federal level.

Differences from the apartment

The main differences between apartments and residential premises:

• impossibility of obtaining permanent registration; only temporary registration is available with the right of regular renewal;
• high housing and communal services tariffs and increased property taxes;
• non-compliance with the standards in force for residential premises;
• in apartments there is no way to influence noisy neighbors, since the rule on maintaining silence at certain hours does not apply to commercial real estate.

Despite the significant differences from apartments, which are mainly disadvantages, apartments also have some advantages, namely:

• Often such real estate is built in areas of the city that have an advantageous territorial location.
• It is possible to convert apartments into housing stock, and this can be done both at the construction stage and after the facility is put into operation.
• It is not prohibited by law to remodel the apartments. The only important condition is that the changes do not affect the structure of the entire building.
• Apartments, like apartments, can be purchased with a mortgage. Previously, there was a myth that banks were reluctant to lend to this type of real estate
  . However, in practice this is not at all the case. However, the mortgage rate in this case may be slightly higher.

The procedure for purchasing apartments using an escrow account is even simpler:

1. The developer has already been verified by the bank, so you can be more relaxed about checking the permitting documentation.
2. We read the contract and prepare documents in the same way as for the DDU.
3. We sign an agreement with the Developer.
4. We go to the bank that finances the specific construction and sign a special agreement to open an escrow account.
5. We transfer the money to this account (when concluding a DDU with a mortgage, the funds are transferred by the bank that issued the loan).
6. After the money arrives in the open escrow account, the DDU is registered. The new rules for the sale of housing require the signing of four copies of the contract. A copy goes to the developer, the buyer, the registration chamber and the bank.
7. We are waiting for the developer to build and deliver the house.
8. We accept (without any comments or after they have been eliminated) the apartments, sign the acceptance certificates for the apartment, and receive the keys. The developer gets access to the money in the escrow account.
9. We register ownership (practice has not yet been received).

If the buyer seeks to avoid the risks of long-term construction or intends to immediately receive income from investment, then there are already commissioned apartment complexes from the “pioneers” of this market. The very first complexes that were built, found their tenants and are operating were YE'S, Salut!, Vertical and Docklands. According to some of them, management companies even have a waiting list of those wishing to buy profitable apartments in a functioning complex. As a rule, the owners of such premises are individuals. But sometimes they are also legal, as for example in cases where the owner bought several apartments into a legal entity specially created for this purpose in order to optimize taxation. It happens that the Developer still has some space on his balance sheet for various reasons (for example, for the representation of the sales department), which he is then ready to get rid of. Who is the owner does not matter if his right of ownership is documented and the object does not fall under an encumbrance. In our opinion, the procedure and depth of immersion in the security of the transaction will, to some extent, require even more attention.

Utility payments in apartments

Living in apartments is more expensive than regular apartments due to utility bills. On average, in 2022, housing and communal services payments in apartments will cost residents about 20% more than in ordinary apartments.

For certain categories of citizens, the cost of utility services is higher due to the impossibility of applying subsidies and benefits.

In particular, war veterans, disabled people, large families and other categories are required to pay for housing and communal services in apartments at the full rate. And this, in turn, can hit the wallets of such citizens.

Citizens purchasing apartments in remote areas or outside the city may encounter an unpleasant surprise. The fact is that developers often save money and purchase land for construction in areas where utility networks have not yet been installed. As a result, the owners of the premises have to pay certain, very significant amounts out of their own pockets for the supply of communications.

How are they calculated?

The developer's management company is responsible for maintaining the apartments, so it can independently set utility rates. In addition, payments will also be determined by the class of real estate

. The higher it is, the higher the operating payments.

On the official websites of some apartments you can find out the established tariffs for the services of management companies involved in their maintenance.

Size

The size of utility tariffs depends on the locality in which the apartments are located. As an example, we can cite the indicators for the city of St. Petersburg

. If 1 cu. m of water, owners of residential premises pay at a rate of 21.03 rubles, while owners of commercial real estate pay 21.84 rubles for it.

At the same time, the situation with electricity is somewhat different. Based on the law, the amount of such payments is not regulated at the state level.

. Therefore, the price for 1 kW is specified in the contract between the company servicing the building and the property owner.

Despite the fact that utility bills in apartments are relatively high, this type of real estate does not lose its popularity due to its low cost.

Many citizens can afford such a purchase, so increased utility bills and tax contributions do not scare them.

You can evaluate the advantages and disadvantages of apartments at the stage of housing selection. Therefore, each buyer is able to independently assess whether he is attracted to this type of real estate or not.

At the planning stage of purchasing real estate, it is necessary to decide when to save: on the purchase or during the maintenance period. If you have any doubts about whether to buy an apartment or not, you can consult a professional realtor.

Video about apartments and apartments

The current legislation establishes a fairly large number of rules and regulations in accordance with which utility services provided to citizens must be paid for.

The key norm that is regulated

laws

, is the responsibility of every citizen to pay for the utilities he consumes, but in some situations it is difficult to understand who exactly is the responsible person.

In particular, many do not know what rent in Moscow apartments is valid in 2022 and how it needs to be paid.

Is registration possible?

In accordance with current legislation, if a person lives on the territory of a certain property for a long period, he must necessarily go through the registration procedure in this premises.

At the same time, from a legal point of view, apartments are non-residential premises, and therefore it is in principle impossible to obtain permanent registration on their territory in accordance with the norms of current legislation.

Do not despair, because today the situation in this case does not look so clear, since, in addition to permanent registration, the laws also provide for temporary registration, and this is what a person can receive if he plans to live on the territory of any premises for a long period of time , recognized as apartments.

What are the differences from an apartment

The key difference, as mentioned above, is that, in accordance with current legislation, apartments do not belong to the category of residential real estate, and therefore a person living on the territory of such premises simply does not have the opportunity to register permanent registration in it.

Also, do not forget about the level of development of social infrastructure. In particular, we are talking about the fact that all kinds of social facilities are being built next to apart-hotels, as well as specialized complexes, which make it possible to achieve a comfortable and fulfilling stay for their residents.

This applies to all kinds of educational institutions, medical institutions and a number of other useful facilities. At the same time, companies that run this business should not provide apartment owners with any social infrastructure.

The most important thing for many citizens is that buying an apartment is more profitable in terms of paying for utilities, because their cost in apartments is significantly higher, and in particular, this is due to the fact that the corresponding resources are supplied to such premises with including value added tax.

In the vast majority of cases, the standard difference in this case will be about 18%.

Among other things, do not forget that apartment owners do not have the right to apply for government support in the form of

benefits

or

subsidies for utility bills

, since by law they do not own any residential premises.

The legislative framework

In accordance with Art. 16 of the Housing Code of the Russian Federation, residential premises include rooms, apartments and residential buildings. An important distinguishing feature of housing is its functional characteristics - it must be designed for permanent residence of citizens.

Unlike residential real estate, apartments have a different functional purpose. Such real estate is intended for temporary residence. However, the Housing Code itself does not contain any mention of apartments.

Read how utility payments are specified in a lease agreement for non-residential premises. Who is entitled to a refund for utility bills? See here.

Formation of rent in apartments

Rent in a standard residential complex in most cases is approximately 35% less than the same amount that apartment owners have to pay. In this regard, the benefits of purchasing apartments should be considered in the long term.

If we talk about payment for utility services, then in this case the data provided by the tariff committee operating in St. Petersburg

A.

Thus, residential premises must pay for water in the territory of this city in the amount of 21.03 rubles for each cubic meter consumed, while owners of non-residential premises, the category of which the apartments in question belong to, must pay 21.84 rubles for the same consumption.

The situation with electricity in this case is somewhat more complicated, because in accordance with current legislation the state does not regulate the amount of such payments. The cost of each kilowatt must initially be specified in the agreement drawn up between the management company and the property owner.

Statute of limitations on rent

is three years. But within the first 6 months of debt, the company will sue the debtor.

What discounts are there for pensioners for rent - read in our article.

Why are utility costs higher?

Externally

apartments

very similar to apartments. However, from a legal point of view, these are non-residential premises. From the point of view of laws establishing housing and communal services tariffs, real estate is of two types:

• residential premises (apartments, houses) in which people permanently live. Reduced prices for utility services are established for them.
• non-residential premises - commercial real estate. It is assumed that it is being purchased for business purposes. And if the owner generates income, let him pay the full cost of utilities.

Being non-residential premises,

apartments

belong to the second type - commercial real estate. Indeed, many people buy them to rent out. But there are also those for whom they become a permanent place of residence. Unfortunately, attempts to admit

apartments

place of residence and taking advantage of rent benefits do not lead to success. Therefore, their owners are forced to pay inflated amounts for “utilities”. The difference between the bill for a regular apartment and

apartments

in Moscow and St. Petersburg

This is on average 10 – 15%.

Other financial issues

Living in an apartment from a financial point of view is significantly different from how people live in their own residential property, and therefore it is worth taking into account a fairly large number of nuances.

Tax situation

Today, apartments are subject to the same taxation scheme as is provided for standard residential real estate. At the moment, most people know what property tax rates are set, and they range from 0.1% to 0.75% of the total value.

However, it has long been planned that in the future it will be possible to use not the inventory, but the cadastral value of real estate as a basis for calculations, which, according to government representatives, will itself be extremely close to the market price of the specified property.

Difference with utilities

Unlike taxation, such real estate also has expenses that can become quite significant for its owners, and this concerns utilities.

Of course, in comparison with standard apartments, apartments in this case lose somewhat, but in practice this amount is not so significant. The reason is that today the state is ready to provide support to citizens who have difficulties paying for utilities, but only to those people who live in residential real estate, which does not include apartments.

Thus, the overwhelming majority of experts indicate that the cost of utilities for which residents of apartments have to pay is approximately 15-20% higher in comparison with apartments.

What other expenses should you expect?

The apartment tax is slightly higher than the apartment tax and is approximately 0.5% of the estimated cost of the apartment. It is worth noting that the calculation base itself for determining the amount of this tax is somewhat lower compared to apartments.

Thus:

In order to understand the practical difference in the cost of maintaining such real estate, it is worth considering premises of the same area.

Thus, it is enough to simply compare the amount of possible tax on apartments with a similar amount paid by apartment owners:

Why do apartments need legal status?

The first apartments appeared in Moscow 11 years ago. Commercial premises in the center were not in demand. Developers had to look for a new format for their use in order to compensate for their costs. The concept was quickly picked up in other cities. On the wave of popularity in Russia, apartments were opened in business centers and entire apartment complexes, for which even old departmental buildings were reconstructed. A new convenient format for living in the city center has appeared. Nearby are theaters, cinemas, restaurants. True, over the years the status of the apartments has not changed. Legally, they remained uninhabited.

The concept of “apartment” is not defined in any current law. Therefore, such real estate is significantly different from apartments. The apartments are not subject to housing legislation. Increased tariffs for electricity and water apply. Owners cannot complain about loud neighbors, and a noisy office can open at any moment behind the wall.

Common Myths

First of all, some believe that shareholders who buy their own apartments are somewhat less protected compared to purchasers of standard apartments, since the legislation regulates this issue less well. In fact, both equity holders buying apartments and equity holders purchasing apartments as individuals are third-priority creditors, whose interests, according to Federal Law-214, are satisfied after the first and second-priority creditors - investors, banks, workers.

Most often, the authorities try to complete the construction of a facility using a new developer, since after the sale of the assets of a bankrupt developer there is practically no money left to pay third-priority creditors, especially if the land plot and the building itself were pledged.

In fact, the risks of unfinished construction and its consequences, especially at the early stage of construction, are the same for apartments as for apartments.

In addition, the inability to register on the territory of the apartments frightens many people who are afraid that it will be difficult to enroll their child in any educational institutions or get a job, although in practice it is enough to simply contact government services to obtain temporary registration and enjoy all the necessary benefits.